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Bridging and Short Term Property Loans


Bridging loans are short term property finance products ideal for specific situations like moving and buying from auction.

What Is a Bridging Loan?

A Bridging Loan is a short-term lending product that allows the customer(s) to secure finance against a property over a specified period.

Typically, these loans are very flexible and do not need to be serviced via monthly payments towards the interest or capital repayment, provided there is enough equity in the security/ securities.

For Broken Chains

With a broken chain you can purchase your new property outright with cash from the bridging loan and pay the loan back later with money you get from selling your existing property.

A bridging loan allows you to control the situation and It takes worries about cashflow away, With no pressure of monthly repayments because you simply pay back the loan, plus the pre-agreed rate of interest, at the end of the term.

Auction Finance

Auction Finance is a form a bridging finance used for buying property at auction and specifically to complete a transaction quickly (typically within 14 or 28 days, in line with the Auction House's requirements).

Auction purchases generally have to be completed within 28 days of the auction, and in most cases a conventional mortgage either cannot be arranged (if the property is not habitable) or will not be available within that time period.

Speak To Us

We offer a comprehensive 'whole of the market' range of lenders, from high street names to small niche providers for unique and complex situations.


We'll arrange a call with a qualified mortgage advisor who will quickly find the right products for your requirements. There is no sales team and the advice we give is independent.

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Get In Touch

If you are looking to get in touch with us to we have a number of ways you can reach us.