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Release capital from your property with a secured loan.


Homeowner loans, second mortgages or second charge mortgages. Secured Loans have several names.

What Is a Secured Loan?

If you currently have a mortage a secured loan allows you to borrow on the equity in your property you have already paid off or earned through house price inflation.

What Are They Used For?

Secured loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Key Points

  • Rates from 3.37%
  • Borrow from £10,000 to £2.5 million
  • Repayment terms from 1 to 35 years
  • Most credit profiles accepted

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement. In some circumstances a valuation will need to take place, but this can often be a drive by or desktop valuation and no visit is required. Money can be made available in as little as 2 weeks.

Speak To Us

We offer a comprehensive 'whole of the market' range of lenders, from high street names to small niche providers for unique and complex situations.


We'll arrange a call with a qualified mortgage advisor who will quickly find the right products for your requirements. There is no sales team and the advice we give is independent.

You must remember that your home maybe repossessed if you do not keep up repayments.

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Looking For Other Finance?

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If you are looking to get in touch with us to we have a number of ways you can reach us.