Homeowner loans, second mortgages or second charge mortgages. Secured Loans have several names.
A secured loan is a loan that is secured on the equity in your property beyond your first mortgage. They are sometimes called second mortgages or homeowner loans.
Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.
You must remember that your home maybe repossessed if you do not keep up repayments.
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