Commercial Mortgages in Caerphilly

If you are looking for independent broker advice to arrange a commercial mortgage in Caerphilly then we can help.

Caerphilly Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 956 property transactions in Caerphilly during 2022 with an average sale price of £215,953. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in Caerphilly or elsewhere, leave your details on our contact page and we will get straight back...

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0141 280 3366

Caerphilly Quick Facts

Based on 525 registered sales in 2022, the median house price in Caerphilly is £200,000 and the average price is £216,017.

In Caerphilly the median house price of £200,000 during 2022 is a 11.11% increase on the 2021 median price of £180,000. The 2022 median price is a 53.85% increase on the median price 10 years ago in 2013 of £130,000.

In Caerphilly during 2022 there have been 525 sales, including 206 terraced houses, 110 detached houses, 170 semi detached houses, 27 flats/maisonettes and 12 other properties.

Caerphilly Previous Month Prices

Average monthly housing prices in Caerphilly over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 11 £271,382 22% £233,000 10.7%
Oct 2022 44 £222,409 3.2% £210,500 10.2%
Sept 2022 43 £215,559 -3% £191,000 -6.8%
Aug 2022 51 £222,219 4.7% £205,000 2.5%
Jul 2022 60 £212,174 -8.5% £200,000 -11.1%
Jun 2022 47 £231,883 8.1% £225,000 21.7%
May 2022 49 £214,517 -5.8% £184,950 -19.6%
Apr 2022 50 £227,805 19.4% £230,000 27.8%
Mar 2022 51 £190,765 -11.8% £180,000 -8.9%
Feb 2022 58 £216,166 9.8% £197,500 3.9%
Jan 2022 49 £196,862 -13.7% £190,000 -5%
Dec 2021 73 £228,225 16% £200,000 11.9%
Nov 2021 86 £196,830 -5.9% £178,750 -0.7%

Sample Sales Average Change Median Change
Nov 2022 3 £376,333 14.5% £305,000 -10%
Oct 2022 8 £328,625 4.5% £339,000 7.6%
Sept 2022 9 £314,339 -13.3% £315,000 -6%
Aug 2022 8 £362,500 11.3% £335,000 1.1%
Jul 2022 14 £325,607 -14.8% £331,250 -10.2%
Jun 2022 8 £382,250 5.6% £369,000 10.1%
May 2022 11 £362,150 6.6% £335,000 3.1%
Apr 2022 13 £339,615 11.5% £325,000 8.3%
Mar 2022 8 £304,624 -6.2% £300,000 -9.2%
Feb 2022 16 £324,603 26.8% £330,500 36%
Jan 2022 12 £255,917 -34.1% £243,000 -32.5%
Dec 2021 13 £388,461 25.5% £360,000 23.5%
Nov 2021 16 £309,624 -6.3% £291,500 -0.8%

Sample Sales Average Change Median Change
Nov 2022 5 £256,080 12.8% £231,000 3.8%
Oct 2022 20 £227,050 10.3% £222,500 12.9%
Sept 2022 11 £205,909 -8.2% £197,000 -15.5%
Aug 2022 16 £224,416 6.1% £233,000 8.1%
Jul 2022 18 £211,611 -9.8% £215,500 -8.5%
Jun 2022 18 £234,722 12.2% £235,500 0.5%
May 2022 16 £209,109 -9.4% £234,375 0.3%
Apr 2022 14 £230,714 9.1% £233,750 18.1%
Mar 2022 18 £211,463 3.3% £198,000 -5.7%
Feb 2022 17 £204,794 -0.5% £210,000 7.7%
Jan 2022 17 £205,750 -7.9% £195,000 -4.4%
Dec 2021 35 £223,438 10.9% £204,000 7.4%
Nov 2021 32 £201,406 -3.7% £190,000 -2.6%

Sample Sales Average Change Median Change
Nov 2022 3 £191,933 12.5% £181,800 12.6%
Oct 2022 14 £170,643 -7.4% £161,500 -10.3%
Sept 2022 22 £184,318 0.3% £180,000 1.1%
Aug 2022 25 £183,781 9.3% £178,000 11.2%
Jul 2022 22 £168,157 -5.9% £160,000 -13%
Jun 2022 19 £178,763 19.6% £184,000 16.1%
May 2022 19 £149,471 -8.7% £158,500 13.2%
Apr 2022 21 £163,667 10.6% £140,000 -0.7%
Mar 2022 21 £147,938 -6.9% £141,000 -11.9%
Feb 2022 23 £158,889 -3.6% £160,000 1.9%
Jan 2022 17 £164,853 3.5% £157,000 1.3%
Dec 2021 21 £159,281 7.3% £155,000 3.3%
Nov 2021 33 £148,497 -12.7% £150,000 -9.1%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 2 £113,500 -5.4% £113,500 -5.4%
Sept 2022 1 £120,000 -3.2% £120,000 -3.2%
Aug 2022 2 £124,000 12.1% £124,000 18.9%
Jul 2022 6 £110,583 1% £104,250 -4.8%
Jun 2022 2 £109,500 -3.9% £109,500 1.4%
May 2022 3 £114,000 -26% £108,000 -29.9%
Apr 2022 2 £154,120 62.7% £154,120 54.1%
Mar 2022 4 £94,750 -8.9% £100,000 -3.8%
Feb 2022 2 £104,000 13.5% £104,000 7.2%
Jan 2022 3 £91,667 -17.6% £97,000 -14.6%
Dec 2021 4 £111,300 -11.4% £113,600 -7.6%
Nov 2021 5 £125,590 5.8% £123,000 36.7%

Caerphilly House Price Information

For more information on house prices in Caerphilly, go to our dedicated Caerphilly house price page for charts and postcode sector comparisons.

Caerphilly House Price Data

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Caerphilly Yearly Price Changes

Year on year percentage changes in Caerphilly.

Caerphilly 2022 Price Distribution

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Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.