Secured Loans in Chatham

If you are looking for independent broker advice to arrange a secured loan in Chatham then we can help.

Chatham Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 1,820 property transactions in Chatham during 2022 with an average sale price of £300,556. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Chatham find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Chatham, either leave your details on our contact page and we will get straight back...

Get In Touch, Take The Next Step

...or call our trained secured team on...

0141 280 3366

Chatham Quick Facts

Based on 958 registered sales in 2022, the median house price in Chatham is £270,000 and the average price is £290,755.

In Chatham the median house price of £270,000 during 2022 is a 5.88% increase on the 2021 median price of £255,000. The 2022 median price is a 81.21% increase on the median price 10 years ago in 2013 of £149,000.

In Chatham during 2022 there have been 958 sales, including 451 terraced houses, 115 detached houses, 207 semi detached houses, 156 flats/maisonettes and 29 other properties.

Chatham Previous Month Prices

Average monthly housing prices in Chatham over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 11 £270,273 -19.6% £270,000 -14.6%
Oct 2022 68 £336,287 7.5% £316,000 10.9%
Sept 2022 85 £312,749 2.3% £285,000 0%
Aug 2022 79 £305,845 -0.1% £285,000 4.6%
Jul 2022 94 £306,122 5.6% £272,498 1.9%
Jun 2022 86 £289,860 8.3% £267,500 1.7%
May 2022 87 £267,690 -4.7% £263,000 -2.6%
Apr 2022 107 £280,857 -4.5% £270,000 -0.7%
Mar 2022 123 £294,110 9.2% £272,000 8.8%
Feb 2022 97 £269,247 2.4% £250,000 -0.8%
Jan 2022 92 £262,924 -9.7% £252,000 -6.7%
Dec 2021 124 £291,262 3.7% £270,000 8%
Nov 2021 101 £280,810 -0% £250,000 1.6%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 11 £574,727 13.4% £535,000 9.2%
Sept 2022 13 £506,885 3% £490,000 -4.9%
Aug 2022 12 £491,917 -5.1% £515,000 3%
Jul 2022 17 £518,206 -6.7% £500,000 -6%
Jun 2022 9 £555,444 7.6% £532,000 4.8%
May 2022 6 £516,167 26.5% £507,500 24.5%
Apr 2022 10 £408,070 -12.5% £407,750 -10.6%
Mar 2022 22 £466,318 1.5% £456,000 -5.6%
Feb 2022 6 £459,500 7.7% £483,000 20.8%
Jan 2022 9 £426,556 7% £400,000 -0.5%
Dec 2021 23 £398,660 -27.4% £402,000 -16.2%
Nov 2021 9 £548,889 -4.2% £480,000 1.6%

Sample Sales Average Change Median Change
Nov 2022 2 £345,000 -8% £345,000 -0.9%
Oct 2022 15 £374,967 8.4% £348,000 -0.9%
Sept 2022 20 £345,785 15.7% £351,000 17%
Aug 2022 17 £298,853 -4.2% £300,000 -4.8%
Jul 2022 17 £311,824 -5.5% £315,000 -1.6%
Jun 2022 19 £329,974 -6.5% £320,000 -2.4%
May 2022 12 £353,083 12.3% £328,000 8.3%
Apr 2022 27 £314,426 -3% £303,000 -0.7%
Mar 2022 27 £324,204 -1.3% £305,000 -3.3%
Feb 2022 26 £328,327 17% £315,500 11.8%
Jan 2022 25 £280,689 -7.7% £282,225 -2.8%
Dec 2021 28 £304,250 -0.6% £290,250 -5.5%
Nov 2021 23 £305,965 2.2% £307,000 6.8%

Sample Sales Average Change Median Change
Nov 2022 8 £257,875 -13.5% £270,000 -7.3%
Oct 2022 32 £297,953 9.3% £291,250 9.9%
Sept 2022 41 £272,610 -6% £265,000 -5%
Aug 2022 36 £289,938 12.4% £279,000 8.6%
Jul 2022 43 £258,023 -6.2% £257,000 -2.7%
Jun 2022 36 £274,958 7.4% £264,000 1.5%
May 2022 53 £255,995 -5% £260,000 -2.3%
Apr 2022 55 £269,409 7.2% £266,000 8.6%
Mar 2022 56 £251,290 5% £245,000 6.1%
Feb 2022 48 £239,281 -3.1% £231,000 -5.7%
Jan 2022 43 £246,868 -3.2% £245,000 2.1%
Dec 2021 50 £255,085 -1% £240,000 0%
Nov 2021 47 £257,601 6.4% £240,000 2.1%

Sample Sales Average Change Median Change
Nov 2022 1 £220,000 58.7% £220,000 95.6%
Oct 2022 10 £138,650 -19.8% £112,500 -39.5%
Sept 2022 11 £172,864 -11.7% £186,000 -7%
Aug 2022 14 £195,750 -6.8% £199,998 5.3%
Jul 2022 17 £209,999 22.8% £190,000 22.4%
Jun 2022 22 £170,955 14.6% £155,250 42.8%
May 2022 16 £149,205 -16% £108,750 -32%
Apr 2022 15 £177,603 3.4% £160,000 -10.1%
Mar 2022 18 £171,712 -12.5% £178,000 -18%
Feb 2022 17 £196,353 8.4% £217,000 13%
Jan 2022 15 £181,167 -26.6% £192,000 -23.2%
Dec 2021 23 £246,700 26.9% £250,000 44.1%
Nov 2021 22 £194,424 0.5% £173,500 -7.7%

Chatham House Price Information

For more information on house prices in Chatham, go to our dedicated Chatham house price page for charts and postcode sector comparisons.

Chatham House Price Data

Search For Your Postcode

Looking to find historic sales where you live? Use our search facility to find any one of over 1.4 million postcodes.

Find Location

We compile market data on all English and Welsh regions, local authorities, towns, cities, postcode sectors and postcodes.


Search on Postcode...


Or browse from region...

Chatham Yearly Price Changes

Year on year percentage changes in Chatham.

Chatham 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.