Commercial Mortgages in Chelmsford

If you are looking for independent broker advice to arrange a commercial mortgage in Chelmsford then we can help.

Chelmsford Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 3,868 property transactions in Chelmsford during 2022 with an average sale price of £444,792. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in Chelmsford or elsewhere, leave your details on our contact page and we will get straight back...

Get In Touch, Take The Next Step

...or call our trained commercial team on...

0141 280 3366

Chelmsford Quick Facts

Based on 2,049 registered sales in 2022, the median house price in Chelmsford is £385,000 and the average price is £430,537.

In Chelmsford the median house price of £385,000 during 2022 is a 4.05% increase on the 2021 median price of £370,000. The 2022 median price is a 69.05% increase on the median price 10 years ago in 2013 of £227,750.

In Chelmsford during 2022 there have been 2,049 sales, including 456 terraced houses, 529 detached houses, 555 semi detached houses, 456 flats/maisonettes and 53 other properties.

Chelmsford Previous Month Prices

Average monthly housing prices in Chelmsford over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 27 £456,315 -0.5% £410,000 1.2%
Oct 2022 135 £458,667 1.3% £405,000 5.2%
Sept 2022 167 £452,841 2.9% £385,000 -2.5%
Aug 2022 213 £440,288 1.1% £395,000 -0.3%
Jul 2022 231 £435,531 4.8% £396,000 4.2%
Jun 2022 219 £415,392 -1.5% £380,000 0.8%
May 2022 193 £421,833 1.2% £377,000 3.3%
Apr 2022 194 £417,003 -1.3% £365,000 -3.6%
Mar 2022 229 £422,647 -7.1% £378,650 -2.7%
Feb 2022 202 £454,873 15.7% £389,000 8.8%
Jan 2022 186 £393,254 -13.9% £357,500 -8.3%
Dec 2021 201 £456,584 13.1% £390,000 2.9%
Nov 2021 211 £403,685 4.7% £379,000 5.3%

Sample Sales Average Change Median Change
Nov 2022 8 £724,375 2.2% £580,000 -9.2%
Oct 2022 42 £708,964 -2.2% £639,000 -3.2%
Sept 2022 49 £725,071 2.8% £660,000 7.8%
Aug 2022 49 £705,133 10.4% £612,500 2.1%
Jul 2022 61 £638,623 2.8% £600,000 5.7%
Jun 2022 52 £621,110 1% £567,500 5.6%
May 2022 48 £615,250 -10.5% £537,500 -10.4%
Apr 2022 45 £687,361 2.3% £600,000 5.3%
Mar 2022 63 £672,002 -1.3% £570,000 -9%
Feb 2022 64 £680,824 16.6% £626,500 16%
Jan 2022 48 £584,135 -15.4% £540,000 -14.3%
Dec 2021 65 £690,581 22.6% £630,000 26%
Nov 2021 57 £563,280 -5% £500,000 -2.6%

Sample Sales Average Change Median Change
Nov 2022 7 £443,143 0.5% £450,000 5.1%
Oct 2022 38 £440,763 7.6% £428,250 6.4%
Sept 2022 42 £409,782 -5.9% £402,500 -4.7%
Aug 2022 66 £435,624 -4.8% £422,500 -1.7%
Jul 2022 64 £457,484 1.9% £430,000 1.2%
Jun 2022 64 £448,937 -1.8% £425,000 2.4%
May 2022 57 £456,943 4.5% £415,000 -2.4%
Apr 2022 48 £437,316 6% £425,000 4.9%
Mar 2022 61 £412,436 -4.1% £405,000 1.2%
Feb 2022 57 £430,111 5.3% £400,000 4.7%
Jan 2022 51 £408,353 -1% £382,000 1.5%
Dec 2021 58 £412,534 -2% £376,500 -5.9%
Nov 2021 67 £421,041 0.1% £400,000 -1.2%

Sample Sales Average Change Median Change
Nov 2022 5 £367,300 1.6% £360,000 -0.7%
Oct 2022 24 £361,541 2.7% £362,500 2.2%
Sept 2022 43 £352,096 -2.6% £354,800 -0.6%
Aug 2022 57 £361,567 -0.5% £357,000 -1.5%
Jul 2022 56 £363,428 -4.4% £362,500 -1.7%
Jun 2022 44 £380,250 8.6% £368,750 8.5%
May 2022 45 £350,228 1.6% £340,000 0.7%
Apr 2022 49 £344,554 -4.6% £337,500 0.7%
Mar 2022 45 £361,166 -0.8% £335,200 -5%
Feb 2022 46 £363,930 2.6% £353,000 7%
Jan 2022 42 £354,732 -7.1% £330,000 -7.3%
Dec 2021 39 £381,890 11.8% £356,000 9.5%
Nov 2021 45 £341,553 -0.9% £325,000 -4.3%

Sample Sales Average Change Median Change
Nov 2022 7 £226,714 4.6% £217,500 8.8%
Oct 2022 31 £216,696 -7.7% £200,000 -11.1%
Sept 2022 33 £234,697 -2.5% £225,000 -2.2%
Aug 2022 41 £240,717 0.1% £230,000 1.5%
Jul 2022 50 £240,414 7.4% £226,500 2.9%
Jun 2022 59 £223,901 -4.4% £220,217 1.2%
May 2022 43 £234,319 0.8% £217,500 -0.8%
Apr 2022 52 £232,557 7% £219,250 9.1%
Mar 2022 60 £217,317 7.8% £201,000 4.7%
Feb 2022 35 £201,557 -3.3% £192,000 -10.7%
Jan 2022 45 £208,489 0.8% £215,000 2.4%
Dec 2021 39 £206,795 -8.5% £210,000 -5.8%
Nov 2021 42 £225,976 3.2% £223,000 2.9%

Chelmsford House Price Information

For more information on house prices in Chelmsford, go to our dedicated Chelmsford house price page for charts and postcode sector comparisons.

Chelmsford House Price Data

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Chelmsford Yearly Price Changes

Year on year percentage changes in Chelmsford.

Chelmsford 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.