Secured Loans in Dartford

If you are looking for independent broker advice to arrange a secured loan in Dartford then we can help.

Dartford Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 1,869 property transactions in Dartford during 2022 with an average sale price of £389,452. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Dartford find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Dartford, either leave your details on our contact page and we will get straight back...

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0141 280 3366

Dartford Quick Facts

Based on 969 registered sales in 2022, the median house price in Dartford is £361,500 and the average price is £387,709.

In Dartford the median house price of £361,500 during 2022 is a 9.55% increase on the 2021 median price of £330,000. The 2022 median price is a 85.38% increase on the median price 10 years ago in 2013 of £195,000.

In Dartford during 2022 there have been 969 sales, including 349 terraced houses, 100 detached houses, 258 semi detached houses, 243 flats/maisonettes and 19 other properties.

Dartford Previous Month Prices

Average monthly housing prices in Dartford over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 9 £330,111 -14.9% £341,000 -6.6%
Oct 2022 58 £387,750 -10.9% £365,000 -4.9%
Sept 2022 96 £435,272 -1.2% £384,000 1.1%
Aug 2022 109 £440,439 12% £380,000 1.1%
Jul 2022 102 £393,133 4.2% £375,750 0.2%
Jun 2022 97 £377,135 7.5% £375,000 4.2%
May 2022 71 £350,933 -11.7% £360,000 2.6%
Apr 2022 98 £397,593 11.3% £351,000 -1.1%
Mar 2022 107 £357,204 -2.4% £355,000 4.4%
Feb 2022 108 £365,907 -0% £340,000 1.2%
Jan 2022 95 £365,981 2% £336,000 3.4%
Dec 2021 113 £358,964 -4.3% £325,000 -6.1%
Nov 2021 92 £375,041 10.5% £346,250 4.9%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 5 £720,800 -23.1% £725,000 -9.4%
Sept 2022 11 £937,909 2.8% £800,000 -4.8%
Aug 2022 14 £911,964 22% £840,000 5%
Jul 2022 9 £747,556 30.9% £800,000 51.8%
Jun 2022 9 £571,000 -15% £527,000 -22.8%
May 2022 4 £671,750 -6% £683,000 7.1%
Apr 2022 14 £714,714 13.6% £637,500 -3%
Mar 2022 8 £629,125 -10.1% £657,500 1.5%
Feb 2022 13 £700,081 3.6% £648,000 8%
Jan 2022 13 £675,577 -33.4% £600,000 -40.6%
Dec 2021 7 £1,014,286 43.2% £1,010,000 60.3%
Nov 2021 13 £708,385 -5.2% £630,000 -17.4%

Sample Sales Average Change Median Change
Nov 2022 3 £405,333 -5.5% £425,000 -4.5%
Oct 2022 15 £428,867 -6.5% £445,000 3.5%
Sept 2022 25 £458,920 1.8% £430,000 -4.4%
Aug 2022 31 £450,629 4.4% £450,000 3.1%
Jul 2022 32 £431,494 -5% £436,500 -2.2%
Jun 2022 28 £454,339 2.2% £446,500 5.7%
May 2022 22 £444,455 2.9% £422,500 0.4%
Apr 2022 29 £432,052 5.4% £421,000 1.7%
Mar 2022 26 £409,944 0.1% £414,000 1%
Feb 2022 26 £409,702 0% £410,000 3.3%
Jan 2022 21 £409,667 10.5% £397,000 10%
Dec 2021 26 £370,590 -10.4% £360,915 -9.1%
Nov 2021 26 £413,502 9.6% £396,850 9.6%

Sample Sales Average Change Median Change
Nov 2022 3 £375,000 0.6% £385,000 7.6%
Oct 2022 24 £372,646 0.9% £357,750 -0.6%
Sept 2022 41 £369,222 -2.4% £360,000 -2%
Aug 2022 42 £378,461 4.4% £367,500 0.7%
Jul 2022 39 £362,457 1.6% £365,000 8%
Jun 2022 37 £356,770 0.3% £338,000 -6.6%
May 2022 19 £355,868 -1.3% £362,000 4.3%
Apr 2022 31 £360,681 -1.6% £347,000 -2.3%
Mar 2022 44 £366,633 6.3% £355,000 4.4%
Feb 2022 35 £344,814 0.3% £340,000 2.1%
Jan 2022 34 £343,941 -2.2% £333,000 -5.1%
Dec 2021 48 £351,854 2.6% £351,000 6.4%
Nov 2021 27 £342,917 2.1% £330,000 -2.2%

Sample Sales Average Change Median Change
Nov 2022 3 £210,000 -16.2% £210,000 -15.6%
Oct 2022 14 £250,643 -2% £248,750 7.2%
Sept 2022 19 £255,684 4.6% £232,000 -7.2%
Aug 2022 22 £244,341 -1% £250,000 3.7%
Jul 2022 22 £246,725 2.8% £241,000 7.1%
Jun 2022 23 £240,046 9.7% £225,000 2.3%
May 2022 26 £218,837 0.1% £220,000 0.5%
Apr 2022 24 £218,646 -0.9% £219,000 4.3%
Mar 2022 29 £220,602 -2.5% £210,000 -8.2%
Feb 2022 34 £226,357 7.4% £228,750 10.2%
Jan 2022 27 £210,693 -2.8% £207,500 -1.7%
Dec 2021 32 £216,832 6.7% £211,000 -2.1%
Nov 2021 26 £203,269 -14% £215,500 -7.5%

Dartford House Price Information

For more information on house prices in Dartford, go to our dedicated Dartford house price page for charts and postcode sector comparisons.

Dartford House Price Data

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Dartford Yearly Price Changes

Year on year percentage changes in Dartford.

Dartford 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.