Commercial Mortgages in Gillingham

If you are looking for independent broker advice to arrange a commercial mortgage in Gillingham then we can help.

Gillingham Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 2,450 property transactions in Gillingham during 2022 with an average sale price of £314,487. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in Gillingham or elsewhere, leave your details on our contact page and we will get straight back...

Get In Touch, Take The Next Step

...or call our trained commercial team on...

0141 280 3366

Gillingham Quick Facts

Based on 1,279 registered sales in 2022, the median house price in Gillingham is £285,000 and the average price is £311,051.

In Gillingham the median house price of £285,000 during 2022 is a 5.56% increase on the 2021 median price of £270,000. The 2022 median price is a 77.02% increase on the median price 10 years ago in 2013 of £161,000.

In Gillingham during 2022 there have been 1,279 sales, including 605 terraced houses, 214 detached houses, 276 semi detached houses, 147 flats/maisonettes and 37 other properties.

Gillingham Previous Month Prices

Average monthly housing prices in Gillingham over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 21 £349,405 1.7% £301,000 -2.9%
Oct 2022 83 £343,416 2.6% £310,000 0%
Sept 2022 117 £334,681 2.2% £310,000 -1.6%
Aug 2022 129 £327,448 2% £315,000 4.1%
Jul 2022 113 £320,960 1% £302,500 1.5%
Jun 2022 137 £317,894 7.6% £298,000 12.5%
May 2022 112 £295,538 0.3% £265,000 -4.1%
Apr 2022 120 £294,632 -3.2% £276,320 -1.3%
Mar 2022 163 £304,258 4.9% £280,000 3.7%
Feb 2022 124 £290,130 1.3% £270,000 1.5%
Jan 2022 123 £286,504 -8.8% £266,000 -5%
Dec 2021 165 £314,015 3.8% £280,000 1.8%
Nov 2021 135 £302,645 3.8% £275,000 5.8%

Sample Sales Average Change Median Change
Nov 2022 3 £766,667 47.2% £850,000 70%
Oct 2022 19 £520,868 1% £500,000 3.1%
Sept 2022 27 £515,517 -3.1% £485,000 1%
Aug 2022 19 £531,737 14.2% £480,000 15.7%
Jul 2022 29 £465,776 -12% £415,000 -13.5%
Jun 2022 18 £529,389 22.2% £480,000 28%
May 2022 22 £433,159 -5.3% £375,000 -21.1%
Apr 2022 16 £457,328 -9.8% £475,000 2.7%
Mar 2022 18 £506,972 3.6% £462,500 -1.1%
Feb 2022 20 £489,298 23.9% £467,725 33.6%
Jan 2022 23 £394,957 -17.4% £350,000 -22.4%
Dec 2021 36 £478,290 -1.2% £451,000 -2%
Nov 2021 23 £483,958 -8.3% £460,000 -10.2%

Sample Sales Average Change Median Change
Nov 2022 4 £318,250 -11.8% £320,000 -15.2%
Oct 2022 23 £360,674 4% £377,500 11%
Sept 2022 29 £346,750 -0.3% £340,000 0%
Aug 2022 35 £347,720 10.2% £340,000 13.3%
Jul 2022 20 £315,598 -6.7% £300,000 -5.1%
Jun 2022 29 £338,269 3.1% £316,000 3.6%
May 2022 24 £328,062 -6.7% £305,000 -6.2%
Apr 2022 20 £351,484 0.2% £325,000 -7.9%
Mar 2022 41 £350,907 6.1% £353,000 8.6%
Feb 2022 23 £330,737 0.2% £325,000 1.6%
Jan 2022 28 £330,205 -0.6% £320,000 -4.6%
Dec 2021 38 £332,040 -1.4% £335,262 1.6%
Nov 2021 25 £336,740 10% £330,000 11.9%

Sample Sales Average Change Median Change
Nov 2022 12 £287,250 4.8% £297,500 6.2%
Oct 2022 31 £274,113 -3.6% £280,000 0.7%
Sept 2022 46 £284,216 -4.7% £278,000 -1.6%
Aug 2022 58 £298,088 6.9% £282,500 2.7%
Jul 2022 51 £278,794 -3.3% £275,000 -1.8%
Jun 2022 76 £288,197 9.9% £280,000 10.9%
May 2022 52 £262,340 -2.4% £252,500 -4.2%
Apr 2022 69 £268,806 2.5% £263,500 1.3%
Mar 2022 87 £262,377 3.5% £260,000 6.1%
Feb 2022 65 £253,573 -0.4% £245,000 -3%
Jan 2022 58 £254,559 -3.8% £252,500 1%
Dec 2021 71 £264,713 2.7% £250,000 -2%
Nov 2021 75 £257,843 3.8% £255,000 2.4%

Sample Sales Average Change Median Change
Nov 2022 2 £158,750 -12.5% £158,750 -7.2%
Oct 2022 10 £181,400 29% £171,000 26.7%
Sept 2022 15 £140,600 -10.8% £135,000 -16.4%
Aug 2022 17 £157,559 -8.2% £161,500 -10.3%
Jul 2022 13 £171,577 4% £180,000 3.2%
Jun 2022 14 £164,975 12.4% £174,500 23.5%
May 2022 14 £146,821 -10.5% £141,250 -16.9%
Apr 2022 15 £164,083 -14.3% £170,000 3.7%
Mar 2022 17 £191,441 45.8% £164,000 22.4%
Feb 2022 16 £131,312 -14.3% £134,000 -15.2%
Jan 2022 14 £153,268 -3.7% £158,000 12.7%
Dec 2021 20 £159,097 -3.1% £140,250 -13.6%
Nov 2021 12 £164,104 7.6% £162,250 13.9%

Gillingham House Price Information

For more information on house prices in Gillingham, go to our dedicated Gillingham house price page for charts and postcode sector comparisons.

Gillingham House Price Data

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Gillingham Yearly Price Changes

Year on year percentage changes in Gillingham.

Gillingham 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.