Commercial Mortgages in Herne Bay

If you are looking for independent broker advice to arrange a commercial mortgage in Herne Bay then we can help.

Herne Bay Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 875 property transactions in Herne Bay during 2022 with an average sale price of £373,793. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in Herne Bay or elsewhere, leave your details on our contact page and we will get straight back...

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...or call our trained commercial team on...

0141 280 3366

Herne Bay Quick Facts

Based on 502 registered sales in 2022, the median house price in Herne Bay is £350,000 and the average price is £368,337.

In Herne Bay the median house price of £350,000 during 2022 is a 5.26% increase on the 2021 median price of £332,498. The 2022 median price is a 87.17% increase on the median price 10 years ago in 2013 of £187,000.

In Herne Bay during 2022 there have been 502 sales, including 71 terraced houses, 197 detached houses, 132 semi detached houses, 83 flats/maisonettes and 19 other properties.

Herne Bay Previous Month Prices

Average monthly housing prices in Herne Bay over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 6 £415,833 12.3% £362,500 0.7%
Oct 2022 38 £370,434 -1.6% £360,000 -5.9%
Sept 2022 32 £376,601 -8.7% £382,500 5.8%
Aug 2022 48 £412,443 -0.4% £361,498 -8.5%
Jul 2022 46 £414,103 13.4% £395,000 14.5%
Jun 2022 53 £365,174 -6.1% £345,000 -4%
May 2022 38 £388,960 7.6% £359,500 16%
Apr 2022 44 £361,368 -1.3% £310,000 -10.1%
Mar 2022 51 £365,961 10.8% £345,000 2.2%
Feb 2022 55 £330,251 0.9% £337,500 7.8%
Jan 2022 72 £327,436 -15% £313,000 -11.8%
Dec 2021 57 £385,237 12.8% £355,000 8.4%
Nov 2021 68 £341,598 -7.6% £327,500 -8.4%

Sample Sales Average Change Median Change
Nov 2022 1 £760,000 50.3% £760,000 54.2%
Oct 2022 14 £505,607 -1.3% £493,000 0.6%
Sept 2022 15 £512,083 -6.5% £490,000 -2%
Aug 2022 21 £547,856 9.1% £499,995 2%
Jul 2022 21 £501,987 13.6% £489,995 16%
Jun 2022 20 £442,024 -4.1% £422,500 3%
May 2022 16 £460,780 -10.2% £410,250 -5.1%
Apr 2022 16 £513,009 9.4% £432,498 -3.9%
Mar 2022 22 £469,045 19.2% £450,000 16.1%
Feb 2022 22 £393,401 -11.2% £387,500 -9.9%
Jan 2022 29 £443,068 -3.2% £430,000 -9.5%
Dec 2021 27 £457,677 5.2% £475,000 4.4%
Nov 2021 28 £435,149 -2.7% £454,998 15.9%

Sample Sales Average Change Median Change
Nov 2022 3 £356,667 6% £345,000 6.2%
Oct 2022 11 £336,591 -4.2% £325,000 -15.6%
Sept 2022 6 £351,167 -6.4% £385,000 22.2%
Aug 2022 14 £375,035 3.4% £315,000 -15.4%
Jul 2022 16 £362,875 -3.2% £372,500 2.8%
Jun 2022 17 £374,735 -6.7% £362,500 -3.3%
May 2022 11 £401,727 18.1% £375,000 7.1%
Apr 2022 14 £340,076 -4.4% £350,000 0%
Mar 2022 11 £355,591 6% £350,000 2.6%
Feb 2022 14 £335,536 1.9% £341,250 6.6%
Jan 2022 15 £329,400 -1.6% £320,000 0%
Dec 2021 12 £334,604 0.9% £320,000 -3.8%
Nov 2021 20 £331,575 -11.4% £332,500 -10.1%

Sample Sales Average Change Median Change
Nov 2022 2 £332,500 16.4% £332,500 23.1%
Oct 2022 8 £285,624 -19.8% £269,998 -10%
Sept 2022 3 £356,000 21% £300,000 5.4%
Aug 2022 8 £294,306 -26% £284,750 -34.8%
Jul 2022 3 £397,500 2.7% £437,000 48.1%
Jun 2022 7 £387,071 17.5% £295,000 -3.3%
May 2022 5 £329,400 29.4% £305,000 14%
Apr 2022 5 £254,500 -16.2% £267,500 -7.8%
Mar 2022 9 £303,667 2.9% £290,000 5%
Feb 2022 10 £295,250 12.7% £276,250 2.3%
Jan 2022 11 £261,873 -25.3% £270,000 -14.3%
Dec 2021 10 £350,598 22.4% £315,000 22.3%
Nov 2021 6 £286,333 -5.7% £257,500 -10%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 5 £202,100 35.3% £169,000 14.6%
Sept 2022 8 £149,375 8.7% £147,500 -7.8%
Aug 2022 5 £137,470 -45.3% £160,000 -36%
Jul 2022 6 £251,417 57.8% £250,000 56.2%
Jun 2022 9 £159,306 -28.8% £160,000 0%
May 2022 6 £223,667 21.4% £160,000 -17.9%
Apr 2022 9 £184,278 -2.5% £195,000 6.6%
Mar 2022 9 £188,944 -8.5% £183,000 -8.5%
Feb 2022 9 £206,556 20.9% £200,000 25%
Jan 2022 17 £170,873 -34.3% £159,995 -21%
Dec 2021 8 £260,000 35.1% £202,500 20.9%
Nov 2021 14 £192,500 8.2% £167,498 7.2%

Herne Bay House Price Information

For more information on house prices in Herne Bay, go to our dedicated Herne Bay house price page for charts and postcode sector comparisons.

Herne Bay House Price Data

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Herne Bay Yearly Price Changes

Year on year percentage changes in Herne Bay.

Herne Bay 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.