Commercial Mortgages in Morecambe

If you are looking for independent broker advice to arrange a commercial mortgage in Morecambe then we can help.

Morecambe Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 1,160 property transactions in Morecambe during 2022 with an average sale price of £186,484. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in Morecambe or elsewhere, leave your details on our contact page and we will get straight back...

Get In Touch, Take The Next Step

...or call our trained commercial team on...

0141 280 3366

Morecambe Quick Facts

Based on 703 registered sales in 2022, the median house price in Morecambe is £170,000 and the average price is £181,389.

In Morecambe the median house price of £170,000 during 2022 is a 6.25% increase on the 2021 median price of £160,000. The 2022 median price is a 41.67% increase on the median price 10 years ago in 2013 of £120,000.

In Morecambe during 2022 there have been 703 sales, including 167 terraced houses, 91 detached houses, 299 semi detached houses, 117 flats/maisonettes and 29 other properties.

Morecambe Previous Month Prices

Average monthly housing prices in Morecambe over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 6 £182,917 -1.5% £159,000 -11.7%
Oct 2022 48 £185,623 -8.8% £180,000 2.9%
Sept 2022 55 £203,470 7.2% £175,000 0%
Aug 2022 73 £189,723 -0.9% £175,000 0%
Jul 2022 85 £191,458 2.2% £174,950 -1.7%
Jun 2022 75 £187,290 16.3% £178,000 22.8%
May 2022 59 £161,001 -4.1% £145,000 -14.2%
Apr 2022 72 £167,923 -7.6% £168,975 2.4%
Mar 2022 81 £181,659 3.1% £165,000 0%
Feb 2022 64 £176,184 6% £165,000 10%
Jan 2022 56 £166,209 -1% £150,000 -8%
Dec 2021 63 £167,894 1.1% £163,000 2.3%
Nov 2021 63 £166,009 8.2% £159,350 14.2%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 7 £290,357 -10.8% £270,000 -13%
Sept 2022 14 £325,600 6.5% £310,500 24.4%
Aug 2022 8 £305,743 7.5% £249,500 -1.7%
Jul 2022 10 £284,450 3.7% £253,750 0.3%
Jun 2022 11 £274,177 -9.7% £253,000 8.8%
May 2022 4 £303,738 33.7% £232,500 6.2%
Apr 2022 6 £227,167 -20.9% £219,000 -7.8%
Mar 2022 12 £287,292 4.3% £237,500 -3.1%
Feb 2022 11 £275,318 23% £245,000 2.1%
Jan 2022 8 £223,812 -7.1% £240,000 5.5%
Dec 2021 8 £240,938 -8.6% £227,500 5.8%
Nov 2021 6 £263,558 -5.8% £215,000 -17.9%

Sample Sales Average Change Median Change
Nov 2022 2 £210,000 5.9% £210,000 9.1%
Oct 2022 22 £198,316 -3.4% £192,500 -1.3%
Sept 2022 17 £205,353 -4.1% £195,000 -2.5%
Aug 2022 35 £214,153 3.8% £199,950 5.3%
Jul 2022 37 £206,366 0.3% £189,950 -1.1%
Jun 2022 36 £205,757 7.4% £192,125 4.5%
May 2022 28 £191,664 -3.2% £183,875 -3.2%
Apr 2022 35 £198,010 8.2% £190,000 8.6%
Mar 2022 34 £183,010 -4.8% £175,000 -2.8%
Feb 2022 28 £192,205 14.4% £180,000 13.9%
Jan 2022 25 £168,018 -6.2% £158,000 -13.4%
Dec 2021 28 £179,216 -6.7% £182,475 -2%
Nov 2021 30 £192,062 20.8% £186,125 24.1%

Sample Sales Average Change Median Change
Nov 2022 2 £201,250 35.6% £201,250 49.1%
Oct 2022 13 £148,419 -5.1% £135,000 -1.8%
Sept 2022 14 £156,389 4.3% £137,500 -11.3%
Aug 2022 17 £149,906 -8.9% £155,000 5.1%
Jul 2022 26 £164,571 21.3% £147,500 10.9%
Jun 2022 15 £135,633 13.4% £133,000 13.7%
May 2022 14 £119,571 -12.6% £117,000 -14.1%
Apr 2022 20 £136,845 -15% £136,250 -0%
Mar 2022 22 £160,927 22.9% £136,275 5.6%
Feb 2022 11 £130,955 -11.5% £129,000 -3%
Jan 2022 13 £147,981 -0.4% £133,000 -2.2%
Dec 2021 19 £148,592 21.9% £136,000 7.5%
Nov 2021 16 £121,903 -3.1% £126,500 4.5%

Sample Sales Average Change Median Change
Nov 2022 2 £137,500 41% £137,500 31%
Oct 2022 6 £97,500 2.4% £105,000 23.5%
Sept 2022 10 £95,200 -9% £85,000 16.4%
Aug 2022 13 £104,623 -17.1% £73,000 -39.2%
Jul 2022 12 £126,250 3.3% £120,000 21.2%
Jun 2022 13 £122,236 27.8% £99,000 19.3%
May 2022 13 £95,654 -0.8% £83,000 -12.6%
Apr 2022 11 £96,382 -16.7% £95,000 -5%
Mar 2022 13 £115,704 13.7% £100,000 7%
Feb 2022 14 £101,786 -26.9% £93,500 -17.3%
Jan 2022 10 £139,300 37.8% £113,000 24.2%
Dec 2021 8 £101,062 -4.6% £91,000 18.2%
Nov 2021 11 £105,900 -11.3% £77,000 -29.4%

Morecambe House Price Information

For more information on house prices in Morecambe, go to our dedicated Morecambe house price page for charts and postcode sector comparisons.

Morecambe House Price Data

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Morecambe Yearly Price Changes

Year on year percentage changes in Morecambe.

Morecambe 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.