Secured Loans in Neston

If you are looking for independent broker advice to arrange a secured loan in Neston then we can help.

Neston Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 415 property transactions in Neston during 2022 with an average sale price of £361,291. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Neston find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Neston, either leave your details on our contact page and we will get straight back...

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0141 280 3366

Neston Quick Facts

Based on 196 registered sales in 2022, the median house price in Neston is £310,000 and the average price is £357,294.

In Neston the median house price of £310,000 during 2022 is a 4.2% increase on the 2021 median price of £297,500. The 2022 median price is a 67.57% increase on the median price 10 years ago in 2013 of £185,000.

In Neston during 2022 there have been 196 sales, including 48 terraced houses, 81 detached houses, 49 semi detached houses, 13 flats/maisonettes and 5 other properties.

Neston Previous Month Prices

Average monthly housing prices in Neston over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 1 £285,000 -12.2% £285,000 -1.7%
Oct 2022 14 £324,786 -6.1% £290,000 -15.9%
Sept 2022 23 £345,725 -2.8% £345,000 22.3%
Aug 2022 19 £355,564 -3.5% £282,000 -22.7%
Jul 2022 19 £368,313 19.1% £365,000 25.6%
Jun 2022 24 £309,338 -19.8% £290,500 -16.4%
May 2022 20 £385,860 22.3% £347,500 25.9%
Apr 2022 17 £315,559 -24.7% £276,000 -26.4%
Mar 2022 22 £418,886 6.8% £375,000 25%
Feb 2022 13 £392,346 8.3% £300,000 15.4%
Jan 2022 19 £362,313 -13.6% £260,000 -21.8%
Dec 2021 24 £419,144 6% £332,500 -5%
Nov 2021 23 £395,457 16.1% £350,000 67.7%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 6 £422,000 -2.1% £362,500 -7.1%
Sept 2022 11 £431,016 -22% £390,000 -11.4%
Aug 2022 6 £552,287 15.1% £440,110 5.4%
Jul 2022 10 £479,700 23.2% £417,500 18.2%
Jun 2022 9 £389,239 -21% £353,150 -8.3%
May 2022 10 £492,750 -2.3% £385,000 -9.4%
Apr 2022 5 £504,200 6.5% £425,000 13.3%
Mar 2022 13 £473,538 -44% £375,000 -59.5%
Feb 2022 3 £845,833 49.7% £925,000 64.3%
Jan 2022 8 £565,125 0.2% £563,000 13.7%
Dec 2021 13 £564,154 12.3% £495,000 12.5%
Nov 2021 9 £502,222 -24.9% £440,000 -18.5%

Sample Sales Average Change Median Change
Nov 2022 1 £285,000 -7.2% £285,000 -3.4%
Oct 2022 5 £307,000 6.9% £295,000 11.3%
Sept 2022 8 £287,188 -20.9% £265,000 -29.3%
Aug 2022 7 £362,857 48.1% £375,000 53.1%
Jul 2022 2 £245,000 -44.6% £245,000 -44.6%
Jun 2022 2 £442,500 50% £442,500 57.5%
May 2022 5 £294,940 12.8% £281,000 24.6%
Apr 2022 6 £261,417 -28.4% £225,500 -46.9%
Mar 2022 3 £365,000 32.8% £425,000 53.3%
Feb 2022 6 £274,916 -10.4% £277,250 9.1%
Jan 2022 4 £306,862 -6.9% £254,225 -23.4%
Dec 2021 6 £329,750 -21.6% £331,750 17.4%
Nov 2021 6 £420,417 98.7% £282,500 37.8%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 3 £160,000 -29.9% £165,000 -17.1%
Sept 2022 4 £228,250 20.8% £199,000 0.5%
Aug 2022 3 £189,000 -31.7% £198,000 -24%
Jul 2022 6 £276,825 13.1% £260,475 16.8%
Jun 2022 12 £244,667 -27.7% £223,000 3.7%
May 2022 3 £338,333 45.8% £215,000 -12.2%
Apr 2022 5 £232,000 -46.6% £245,000 -10.3%
Mar 2022 3 £434,500 138.7% £273,000 69.6%
Feb 2022 3 £182,000 1.3% £161,000 -11%
Jan 2022 6 £179,583 -15.5% £181,000 -14.8%
Dec 2021 2 £212,500 -20.7% £212,500 11.8%
Nov 2021 5 £268,000 43% £190,000 5.6%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 0 £0 0% £0 0%
Sept 2022 0 £0 0% £0 0%
Aug 2022 3 £111,667 123.3% £80,000 60%
Jul 2022 1 £50,000 -50% £50,000 -50%
Jun 2022 1 £99,950 -33.4% £99,950 -33.4%
May 2022 2 £150,000 30.4% £150,000 30.4%
Apr 2022 1 £115,000 -47.8% £115,000 -15.4%
Mar 2022 3 £220,333 -40% £136,000 -63%
Feb 2022 1 £367,500 533.6% £367,500 533.6%
Jan 2022 1 £58,000 -46% £58,000 -38.9%
Dec 2021 3 £107,317 -54.8% £94,950 -54.8%
Nov 2021 3 £237,667 112.2% £210,000 87.5%

Neston House Price Information

For more information on house prices in Neston, go to our dedicated Neston house price page for charts and postcode sector comparisons.

Neston House Price Data

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Neston Yearly Price Changes

Year on year percentage changes in Neston.

Neston 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.