Commercial Mortgages in Oxford

If you are looking for independent broker advice to arrange a commercial mortgage in Oxford then we can help.

Oxford Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 2,671 property transactions in Oxford during 2022 with an average sale price of £709,789. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in Oxford or elsewhere, leave your details on our contact page and we will get straight back...

Get In Touch, Take The Next Step

...or call our trained commercial team on...

0141 280 3366

Oxford Quick Facts

Based on 1,418 registered sales in 2022, the median house price in Oxford is £456,000 and the average price is £581,721.

In Oxford the median house price of £456,000 during 2022 is a 4.83% increase on the 2021 median price of £435,000. The 2022 median price is a 54.58% increase on the median price 10 years ago in 2013 of £295,000.

In Oxford during 2022 there have been 1,418 sales, including 421 terraced houses, 229 detached houses, 390 semi detached houses, 319 flats/maisonettes and 59 other properties.

Oxford Previous Month Prices

Average monthly housing prices in Oxford over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 19 £653,026 9.5% £605,000 27.4%
Oct 2022 110 £596,494 -14.8% £475,000 -5.9%
Sept 2022 133 £699,833 16% £505,000 11%
Aug 2022 153 £603,281 0.9% £455,000 -6.2%
Jul 2022 154 £597,900 0.7% £485,000 5.4%
Jun 2022 121 £593,804 10.9% £460,000 7.8%
May 2022 127 £535,445 0.5% £426,875 -4.5%
Apr 2022 157 £532,954 1.4% £447,000 7.1%
Mar 2022 146 £525,663 -2.7% £417,500 -5.1%
Feb 2022 126 £540,178 -8.5% £440,000 -5.4%
Jan 2022 113 £590,668 17.1% £465,000 6.9%
Dec 2021 152 £504,509 4% £435,000 2.9%
Nov 2021 164 £485,046 -17.4% £422,920 -5.4%

Sample Sales Average Change Median Change
Nov 2022 4 £652,000 -41% £627,500 -35.6%
Oct 2022 13 £1,105,385 -5.9% £975,000 50%
Sept 2022 33 £1,174,735 12.6% £650,000 -14.5%
Aug 2022 27 £1,043,647 11% £760,000 -6.7%
Jul 2022 28 £940,025 -4.5% £815,000 -6.1%
Jun 2022 18 £984,642 29.2% £867,500 44.6%
May 2022 23 £762,212 -15.3% £600,000 -20.7%
Apr 2022 23 £899,686 -0.4% £756,288 -0.3%
Mar 2022 24 £903,536 2.6% £758,500 31.7%
Feb 2022 21 £880,405 -16.9% £576,000 -11.4%
Jan 2022 15 £1,060,061 35.8% £650,000 -8.1%
Dec 2021 32 £780,641 -7.8% £707,500 -2.7%
Nov 2021 28 £847,054 -29.5% £727,500 -15.2%

Sample Sales Average Change Median Change
Nov 2022 8 £828,125 31.7% £657,500 19.5%
Oct 2022 38 £628,895 -8.6% £550,000 11.1%
Sept 2022 35 £688,243 6.5% £495,000 -7.1%
Aug 2022 42 £646,478 12.9% £532,750 14.2%
Jul 2022 45 £572,404 4.1% £466,550 2.5%
Jun 2022 36 £550,055 -11.3% £455,000 1.1%
May 2022 38 £620,474 8.4% £450,000 -1.2%
Apr 2022 36 £572,280 4.2% £455,500 1.2%
Mar 2022 39 £549,455 -7.2% £450,000 -5.3%
Feb 2022 38 £592,134 -0.4% £475,000 -4.2%
Jan 2022 35 £594,235 13.8% £496,000 9.7%
Dec 2021 41 £522,137 5.6% £452,000 5.1%
Nov 2021 46 £494,237 3.7% £430,000 0.6%

Sample Sales Average Change Median Change
Nov 2022 5 £537,700 2.5% £532,000 16.9%
Oct 2022 38 £524,713 -4.7% £455,000 -11.7%
Sept 2022 35 £550,714 5.6% £515,000 20.6%
Aug 2022 45 £521,542 -11.6% £427,000 -22.2%
Jul 2022 49 £589,866 -3% £548,800 10.2%
Jun 2022 40 £607,819 26.2% £498,000 18.1%
May 2022 38 £481,527 -5.9% £421,500 -6.3%
Apr 2022 59 £511,482 3.6% £450,000 2.3%
Mar 2022 43 £493,926 -3.3% £440,000 -1.1%
Feb 2022 34 £510,574 -16.1% £445,000 -7.3%
Jan 2022 35 £608,821 34.3% £480,000 14.9%
Dec 2021 40 £453,182 -3.1% £417,750 -0.9%
Nov 2021 49 £467,803 0.8% £421,540 -5%

Sample Sales Average Change Median Change
Nov 2022 2 £243,000 -31.1% £243,000 -27.5%
Oct 2022 21 £352,724 -3.3% £335,000 -4.8%
Sept 2022 30 £364,933 5.4% £352,000 11.7%
Aug 2022 39 £346,207 -0.1% £315,000 -5%
Jul 2022 32 £346,698 -6.5% £331,666 8%
Jun 2022 27 £370,815 20.8% £307,000 7.7%
May 2022 28 £306,951 -1.9% £285,000 -7.5%
Apr 2022 39 £312,856 1% £308,000 2.2%
Mar 2022 40 £309,858 5.3% £301,250 18.1%
Feb 2022 33 £294,345 -5.7% £255,000 -14.6%
Jan 2022 28 £312,058 0% £298,750 7.9%
Dec 2021 39 £312,051 25.8% £277,000 15.4%
Nov 2021 41 £248,116 -24% £240,000 -25%

Oxford House Price Information

For more information on house prices in Oxford, go to our dedicated Oxford house price page for charts and postcode sector comparisons.

Oxford House Price Data

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Oxford Yearly Price Changes

Year on year percentage changes in Oxford.

Oxford 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.