Secured Loans in Pontefract

If you are looking for independent broker advice to arrange a secured loan in Pontefract then we can help.

Pontefract Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 2,009 property transactions in Pontefract during 2022 with an average sale price of £193,053. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Pontefract find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

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If you are looking to get a quick decision on a secured loan in Pontefract, either leave your details on our contact page and we will get straight back...

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Pontefract Quick Facts

Based on 1,082 registered sales in 2022, the median house price in Pontefract is £160,000 and the average price is £188,070.

In Pontefract the median house price of £160,000 during 2022 is a 3.03% decrease on the 2021 median price of £165,000. The 2022 median price is a 37.34% increase on the median price 10 years ago in 2013 of £116,500.

In Pontefract during 2022 there have been 1,082 sales, including 327 terraced houses, 253 detached houses, 434 semi detached houses, 33 flats/maisonettes and 35 other properties.

Pontefract Previous Month Prices

Average monthly housing prices in Pontefract over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 6 £162,000 -15.6% £157,500 -10%
Oct 2022 74 £191,949 -5.2% £175,000 -4.6%
Sept 2022 105 £202,477 -3.4% £183,500 1.9%
Aug 2022 99 £209,514 3.4% £180,000 6.4%
Jul 2022 124 £202,556 18.1% £169,250 14.4%
Jun 2022 89 £171,549 -5.7% £148,000 -6.3%
May 2022 105 £181,960 0.2% £158,000 1.9%
Apr 2022 124 £181,639 0.9% £155,000 5.1%
Mar 2022 103 £180,005 1.5% £147,500 -0.7%
Feb 2022 110 £177,258 -2.7% £148,500 3.4%
Jan 2022 108 £182,210 4.9% £143,625 -14.3%
Dec 2021 140 £173,738 4.8% £167,500 15.5%
Nov 2021 144 £165,835 -5.7% £145,000 -12.4%

Sample Sales Average Change Median Change
Nov 2022 2 £230,500 -20.2% £230,500 -7.8%
Oct 2022 19 £288,697 -2.4% £250,000 -5.7%
Sept 2022 35 £295,886 -4.7% £265,000 -6.2%
Aug 2022 28 £310,573 -12.7% £282,500 -5.8%
Jul 2022 27 £355,667 16.3% £300,000 14.3%
Jun 2022 18 £305,943 -3.8% £262,500 -2.1%
May 2022 23 £318,022 8.7% £268,000 2.1%
Apr 2022 29 £292,638 -7.4% £262,500 5%
Mar 2022 25 £316,139 -1.8% £250,000 -9.9%
Feb 2022 26 £321,844 -12.9% £277,498 -2.6%
Jan 2022 21 £369,333 42.2% £285,000 2.2%
Dec 2021 35 £259,785 -8.6% £279,000 4.1%
Nov 2021 29 £284,184 3% £267,995 -0.7%

Sample Sales Average Change Median Change
Nov 2022 3 £145,000 -19.6% £155,000 -11.4%
Oct 2022 31 £180,387 4.3% £175,000 11.8%
Sept 2022 41 £173,002 -6.7% £156,500 -11.3%
Aug 2022 42 £185,478 5.8% £176,500 6.6%
Jul 2022 56 £175,381 5.6% £165,500 6.1%
Jun 2022 32 £166,011 1.5% £156,000 -0.3%
May 2022 48 £163,589 -5.4% £156,500 -5.7%
Apr 2022 53 £172,891 5.2% £166,000 3.8%
Mar 2022 39 £164,415 5.3% £160,000 6.7%
Feb 2022 45 £156,088 -7.4% £150,000 -5.7%
Jan 2022 44 £168,534 -2.6% £159,000 -6.5%
Dec 2021 66 £173,121 10.6% £170,000 13.3%
Nov 2021 57 £156,481 -7.8% £150,000 -10.2%

Sample Sales Average Change Median Change
Nov 2022 1 £76,000 -41.7% £76,000 -38%
Oct 2022 24 £130,292 -5.3% £122,500 -9.9%
Sept 2022 25 £137,520 -7.7% £136,000 -2.9%
Aug 2022 26 £149,048 2.6% £140,000 16.7%
Jul 2022 37 £145,341 27% £120,000 9.1%
Jun 2022 34 £114,485 -3.8% £110,000 -0.5%
May 2022 32 £119,031 2.3% £110,500 -5.2%
Apr 2022 41 £116,366 4.8% £116,500 5.2%
Mar 2022 34 £111,039 3.9% £110,750 10.8%
Feb 2022 35 £106,886 -0.7% £100,000 -5.4%
Jan 2022 38 £107,638 6.5% £105,750 13.1%
Dec 2021 34 £101,042 -16.7% £93,500 -17.6%
Nov 2021 50 £121,270 -1.9% £113,500 -7.3%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 0 £0 0% £0 0%
Sept 2022 4 £93,250 -26.5% £95,125 90.2%
Aug 2022 3 £126,833 61.1% £50,000 -35.1%
Jul 2022 4 £78,750 -29.2% £77,000 0%
Jun 2022 5 £111,200 71.1% £77,000 18.5%
May 2022 2 £65,000 -36.6% £65,000 -36.6%
Apr 2022 1 £102,500 14% £102,500 11.4%
Mar 2022 5 £89,900 -1.6% £92,000 -2.1%
Feb 2022 4 £91,375 9.6% £94,000 5.6%
Jan 2022 5 £83,400 12.9% £89,000 31.9%
Dec 2021 5 £73,900 -9.9% £67,500 -10%
Nov 2021 8 £82,000 -15.5% £75,000 -5.1%

Pontefract House Price Information

For more information on house prices in Pontefract, go to our dedicated Pontefract house price page for charts and postcode sector comparisons.

Pontefract House Price Data

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Pontefract Yearly Price Changes

Year on year percentage changes in Pontefract.

Pontefract 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.