Secured Loans in Pudsey

If you are looking for independent broker advice to arrange a secured loan in Pudsey then we can help.

Pudsey Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 940 property transactions in Pudsey during 2022 with an average sale price of £249,364. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Pudsey find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

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If you are looking to get a quick decision on a secured loan in Pudsey, either leave your details on our contact page and we will get straight back...

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Pudsey Quick Facts

Based on 496 registered sales in 2022, the median house price in Pudsey is £215,000 and the average price is £239,412.

In Pudsey the median house price of £215,000 during 2022 is a 4.88% increase on the 2021 median price of £205,000. The 2022 median price is a 48.28% increase on the median price 10 years ago in 2013 of £145,000.

In Pudsey during 2022 there have been 496 sales, including 207 terraced houses, 63 detached houses, 157 semi detached houses, 52 flats/maisonettes and 17 other properties.

Pudsey Previous Month Prices

Average monthly housing prices in Pudsey over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 2 £163,500 -37.2% £163,500 -28.9%
Oct 2022 41 £260,415 -3.7% £230,000 -5.3%
Sept 2022 40 £270,453 11.7% £243,000 18.5%
Aug 2022 50 £242,160 2.7% £205,000 -3.7%
Jul 2022 60 £235,759 -1.9% £212,800 -5.4%
Jun 2022 47 £240,224 -12.7% £225,000 -13%
May 2022 46 £275,185 22.4% £258,500 43.6%
Apr 2022 46 £224,871 -0.7% £180,000 -11%
Mar 2022 54 £226,372 12.8% £202,250 14.3%
Feb 2022 51 £200,696 -14.4% £177,000 -20.9%
Jan 2022 42 £234,524 -13.3% £223,750 11.9%
Dec 2021 61 £270,569 22.3% £200,000 8.1%
Nov 2021 39 £221,268 6.4% £185,000 -6.6%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 3 £513,333 14.4% £405,000 -10%
Sept 2022 5 £448,600 14.7% £450,000 15.4%
Aug 2022 11 £391,018 7.4% £390,000 5.4%
Jul 2022 8 £363,969 -0.2% £370,000 1.3%
Jun 2022 6 £364,625 -7.7% £365,125 -2.9%
May 2022 12 £395,167 -35.9% £376,000 -41.7%
Apr 2022 3 £616,717 18.1% £645,000 67.5%
Mar 2022 5 £522,000 59.6% £385,000 14.6%
Feb 2022 6 £327,000 -19.8% £336,000 -13.8%
Jan 2022 4 £407,500 -29% £390,000 -11.7%
Dec 2021 10 £574,050 65.9% £441,500 29.9%
Nov 2021 9 £345,999 -11.3% £340,000 -12.8%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 14 £263,821 -11.2% £245,000 -12.5%
Sept 2022 17 £297,097 30.8% £280,000 36.6%
Aug 2022 16 £227,219 -11.5% £205,000 -12.4%
Jul 2022 20 £256,768 -0.7% £234,000 -11.7%
Jun 2022 16 £258,450 -0.6% £265,000 7.3%
May 2022 18 £260,031 1.6% £246,975 0.8%
Apr 2022 11 £255,814 25% £245,000 21.3%
Mar 2022 19 £204,682 -8.6% £202,000 -13.2%
Feb 2022 12 £224,000 -13.5% £232,750 -5.4%
Jan 2022 14 £258,964 19% £246,000 19.4%
Dec 2021 20 £217,693 4.7% £206,000 12%
Nov 2021 10 £207,845 -14.5% £184,000 -18.2%

Sample Sales Average Change Median Change
Nov 2022 1 £167,000 -29% £167,000 -20.5%
Oct 2022 22 £235,250 16.6% £210,000 15.5%
Sept 2022 16 £201,843 3.6% £181,750 -1.8%
Aug 2022 17 £194,779 -14.8% £185,000 -13.9%
Jul 2022 20 £228,485 9.5% £214,750 4.8%
Jun 2022 22 £208,595 -3% £205,000 2%
May 2022 14 £215,068 11.3% £201,000 12.9%
Apr 2022 24 £193,228 -0.9% £178,000 -11%
Mar 2022 25 £195,006 9.2% £200,000 14.9%
Feb 2022 26 £178,557 -13.6% £174,000 -11.7%
Jan 2022 20 £206,744 -5.3% £197,000 3.1%
Dec 2021 27 £218,309 17.6% £191,000 6.1%
Nov 2021 16 £185,625 -2.7% £180,000 -1.4%

Sample Sales Average Change Median Change
Nov 2022 1 £160,000 19.4% £160,000 19.4%
Oct 2022 2 £134,000 -9.2% £134,000 -9.2%
Sept 2022 2 £147,500 2.9% £147,500 7.3%
Aug 2022 6 £143,342 12.5% £137,500 9.5%
Jul 2022 12 £127,396 1% £125,628 0.1%
Jun 2022 3 £126,167 12.1% £125,500 11.6%
May 2022 2 £112,500 -13.7% £112,500 -12.1%
Apr 2022 8 £130,312 -23.3% £128,000 -13.5%
Mar 2022 5 £170,000 26.2% £148,000 7.2%
Feb 2022 7 £134,714 17.2% £138,000 12%
Jan 2022 4 £114,902 -10.9% £123,250 -3%
Dec 2021 4 £129,000 10.5% £127,000 20.1%
Nov 2021 4 £116,750 -8.1% £105,750 -16.4%

Pudsey House Price Information

For more information on house prices in Pudsey, go to our dedicated Pudsey house price page for charts and postcode sector comparisons.

Pudsey House Price Data

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Pudsey Yearly Price Changes

Year on year percentage changes in Pudsey.

Pudsey 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.