Secured Loans in Saffron Walden

If you are looking for independent broker advice to arrange a secured loan in Saffron Walden then we can help.

Saffron Walden Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 699 property transactions in Saffron Walden during 2022 with an average sale price of £537,238. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Saffron Walden find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Saffron Walden, either leave your details on our contact page and we will get straight back...

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Saffron Walden Quick Facts

Based on 371 registered sales in 2022, the median house price in Saffron Walden is £445,000 and the average price is £529,957.

In Saffron Walden the median house price of £445,000 during 2022 is a 2.3% increase on the 2021 median price of £435,000. The 2022 median price is a 53.45% increase on the median price 10 years ago in 2013 of £290,000.

In Saffron Walden during 2022 there have been 371 sales, including 75 terraced houses, 124 detached houses, 90 semi detached houses, 62 flats/maisonettes and 20 other properties.

Saffron Walden Previous Month Prices

Average monthly housing prices in Saffron Walden over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 3 £298,750 -50.2% £145,000 -67.4%
Oct 2022 27 £599,704 21.1% £445,000 11.2%
Sept 2022 29 £495,224 -5.3% £400,000 -12.1%
Aug 2022 32 £523,078 -10.7% £455,000 -8.5%
Jul 2022 32 £585,808 11.2% £497,500 7%
Jun 2022 31 £526,613 2.1% £465,000 0.8%
May 2022 32 £515,538 -9.5% £461,250 -1.3%
Apr 2022 38 £569,430 -0.4% £467,500 8.1%
Mar 2022 46 £571,832 20.7% £432,500 8.8%
Feb 2022 48 £473,697 0.3% £397,500 -4.2%
Jan 2022 33 £472,082 -7.5% £415,000 -13.5%
Dec 2021 39 £510,217 -18.2% £480,000 -11.1%
Nov 2021 29 £623,550 51.5% £540,000 38.5%

Sample Sales Average Change Median Change
Nov 2022 1 £635,000 -29.1% £635,000 18.4%
Oct 2022 10 £895,400 8.8% £536,250 -16.9%
Sept 2022 7 £822,714 11.8% £645,000 1.6%
Aug 2022 11 £735,864 -9.9% £635,000 -3.4%
Jul 2022 14 £816,464 12.9% £657,500 -1.1%
Jun 2022 13 £723,269 6.4% £665,000 7.3%
May 2022 14 £679,714 -18% £620,000 -12.8%
Apr 2022 17 £828,725 -15.2% £710,995 -28.9%
Mar 2022 15 £976,767 17.4% £1,000,005 52.9%
Feb 2022 10 £831,800 33.9% £654,000 21.7%
Jan 2022 12 £621,435 -7% £537,500 -14.7%
Dec 2021 15 £668,566 -25.2% £630,000 -28.8%
Nov 2021 13 £893,265 33.8% £885,000 22.9%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 4 £553,250 22.3% £582,500 47.1%
Sept 2022 12 £452,292 5.2% £396,000 -7.9%
Aug 2022 7 £429,929 -4.6% £430,000 13.2%
Jul 2022 5 £450,600 9.6% £380,000 -7.3%
Jun 2022 7 £411,000 -5% £410,000 12.7%
May 2022 8 £432,650 -12.3% £363,750 -22.2%
Apr 2022 10 £493,450 -3.9% £467,500 7.5%
Mar 2022 11 £513,659 12.8% £435,000 3.6%
Feb 2022 20 £455,198 2.4% £420,000 -5.1%
Jan 2022 6 £444,583 -6.9% £442,500 -1.4%
Dec 2021 14 £477,678 6.1% £448,750 3.2%
Nov 2021 5 £450,400 11.7% £435,000 10.3%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 10 £437,500 27.6% £389,000 21.2%
Sept 2022 7 £342,857 -18.5% £321,000 -14.6%
Aug 2022 10 £420,450 1.1% £376,000 13.9%
Jul 2022 5 £416,000 6.4% £330,000 -5.7%
Jun 2022 5 £391,000 12.1% £350,000 3.2%
May 2022 7 £348,929 24.4% £339,000 15.9%
Apr 2022 6 £280,500 -38.8% £292,500 -45.8%
Mar 2022 7 £458,429 4.7% £540,000 52.8%
Feb 2022 7 £438,000 11.6% £353,500 1%
Jan 2022 11 £392,455 8.2% £350,000 0%
Dec 2021 7 £362,857 -5.4% £350,000 16.7%
Nov 2021 11 £383,500 20.6% £300,000 -1.6%

Sample Sales Average Change Median Change
Nov 2022 2 £130,625 -39.7% £130,625 -41.9%
Oct 2022 3 £216,667 -16.1% £225,000 -22.4%
Sept 2022 3 £258,333 -27.7% £290,000 -15.9%
Aug 2022 4 £357,500 -4.1% £345,000 -16.4%
Jul 2022 8 £372,794 7% £412,500 42.2%
Jun 2022 6 £348,417 -3% £290,000 -22.7%
May 2022 3 £359,167 92.6% £375,000 92.3%
Apr 2022 5 £186,500 -13.2% £195,000 2.1%
Mar 2022 13 £214,885 5.1% £191,000 3.2%
Feb 2022 11 £204,500 -28.1% £185,000 -17.8%
Jan 2022 4 £284,250 32.7% £225,000 26.8%
Dec 2021 3 £214,166 0% £177,500 0%
Nov 2021 0 £0 0% £0 0%

Saffron Walden House Price Information

For more information on house prices in Saffron Walden, go to our dedicated Saffron Walden house price page for charts and postcode sector comparisons.

Saffron Walden House Price Data

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Saffron Walden Yearly Price Changes

Year on year percentage changes in Saffron Walden.

Saffron Walden 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.