Secured Loans in Shoreham-by-sea

If you are looking for independent broker advice to arrange a secured loan in Shoreham-by-sea then we can help.

Shoreham-by-sea Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 523 property transactions in Shoreham-by-sea during 2022 with an average sale price of £485,223. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Shoreham-by-sea find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Shoreham-by-sea, either leave your details on our contact page and we will get straight back...

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0141 280 3366

Shoreham-by-sea Quick Facts

Based on 266 registered sales in 2022, the median house price in Shoreham-by-sea is £425,250 and the average price is £495,811.

In Shoreham-by-sea the median house price of £425,250 during 2022 is a 10.2% increase on the 2021 median price of £385,900. The 2022 median price is a 75.36% increase on the median price 10 years ago in 2013 of £242,500.

In Shoreham-by-sea during 2022 there have been 266 sales, including 50 terraced houses, 54 detached houses, 67 semi detached houses, 81 flats/maisonettes and 14 other properties.

Shoreham-by-sea Previous Month Prices

Average monthly housing prices in Shoreham-by-sea over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 6 £496,417 -9.5% £368,750 -19.4%
Oct 2022 16 £548,500 -6.5% £457,500 -6.6%
Sept 2022 33 £586,703 46% £490,000 32.1%
Aug 2022 24 £401,834 -22.2% £371,000 -21.1%
Jul 2022 32 £516,400 -1.9% £470,000 17.5%
Jun 2022 23 £526,354 15.4% £400,000 0%
May 2022 25 £455,920 -12.5% £400,000 -13%
Apr 2022 21 £520,762 42% £460,000 41.5%
Mar 2022 23 £366,696 -27.9% £325,000 -14.5%
Feb 2022 27 £508,484 1.2% £380,000 -13.1%
Jan 2022 22 £502,575 45.1% £437,500 33.6%
Dec 2021 24 £346,352 -18.8% £327,500 -20.9%
Nov 2021 28 £426,403 -17.8% £414,000 -0.2%

Sample Sales Average Change Median Change
Nov 2022 2 £743,750 -18.2% £743,750 -9.8%
Oct 2022 5 £909,000 11.4% £825,000 0.9%
Sept 2022 12 £816,288 20.9% £817,500 21.1%
Aug 2022 2 £675,000 -23.3% £675,000 -30.1%
Jul 2022 7 £880,400 13.8% £965,000 30.4%
Jun 2022 5 £773,600 17.7% £740,000 25.4%
May 2022 5 £657,000 -56.8% £590,000 -61.2%
Apr 2022 2 £1,522,000 147.7% £1,522,000 144.3%
Mar 2022 4 £614,375 -29.5% £623,000 -28.9%
Feb 2022 5 £871,213 6% £876,000 27.9%
Jan 2022 5 £821,800 -0.4% £685,000 -17%
Dec 2021 1 £825,000 -19.3% £825,000 -19.3%
Nov 2021 2 £1,022,500 36.9% £1,022,500 38.2%

Sample Sales Average Change Median Change
Nov 2022 1 £600,000 -9.4% £600,000 -9.4%
Oct 2022 2 £662,500 6% £662,500 1.9%
Sept 2022 7 £625,000 11.2% £650,000 10.2%
Aug 2022 7 £562,236 5.5% £590,000 14%
Jul 2022 10 £532,750 -15.5% £517,500 -7.6%
Jun 2022 5 £630,130 37.7% £560,000 23.1%
May 2022 6 £457,500 -10.3% £455,000 -4.2%
Apr 2022 8 £510,125 35.2% £475,000 33.8%
Mar 2022 4 £377,375 -36.4% £355,000 -27.9%
Feb 2022 9 £593,500 18.6% £492,500 5.9%
Jan 2022 8 £500,375 25.5% £465,000 18.5%
Dec 2021 4 £398,750 -13.2% £392,500 -14.7%
Nov 2021 4 £459,500 -25.3% £460,000 -25.2%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 2 £457,500 14.8% £457,500 10.4%
Sept 2022 10 £398,580 -9.8% £414,250 -10.2%
Aug 2022 3 £441,700 -6.4% £461,100 -2.4%
Jul 2022 6 £471,667 -11.7% £472,500 20.5%
Jun 2022 6 £534,250 -4.4% £392,250 -21.6%
May 2022 5 £558,700 -5.1% £500,000 -5.2%
Apr 2022 3 £588,833 55% £527,500 38.8%
Mar 2022 4 £380,000 2% £380,000 0.7%
Feb 2022 6 £372,417 -1.9% £377,250 0.6%
Jan 2022 5 £379,500 -0.2% £375,000 10.6%
Dec 2021 7 £380,286 -11.1% £339,000 -21.6%
Nov 2021 14 £427,536 10.1% £432,500 16.7%

Sample Sales Average Change Median Change
Nov 2022 3 £297,000 4.4% £296,000 0.3%
Oct 2022 7 £284,429 -5.6% £295,000 -1.7%
Sept 2022 4 £301,238 19.2% £299,975 10.1%
Aug 2022 12 £252,773 3.2% £272,500 9%
Jul 2022 9 £244,944 -8.9% £250,000 -2.9%
Jun 2022 7 £268,857 -6% £257,500 -6.4%
May 2022 9 £286,056 11.9% £275,000 1.1%
Apr 2022 8 £255,562 -4.6% £272,000 5.2%
Mar 2022 11 £267,909 4.4% £258,500 7.7%
Feb 2022 7 £256,714 -1.9% £240,000 -10.6%
Jan 2022 4 £261,788 -2.8% £268,575 1.2%
Dec 2021 12 £269,204 4% £265,500 4.4%
Nov 2021 8 £258,848 -0.5% £254,394 -2.3%

Shoreham-by-sea House Price Information

For more information on house prices in Shoreham-by-sea, go to our dedicated Shoreham-by-sea house price page for charts and postcode sector comparisons.

Shoreham-by-sea House Price Data

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Shoreham-by-sea Yearly Price Changes

Year on year percentage changes in Shoreham-by-sea.

Shoreham-by-sea 2022 Price Distribution

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Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.