Secured Loans in Sittingbourne

If you are looking for independent broker advice to arrange a secured loan in Sittingbourne then we can help.

Sittingbourne Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 1,603 property transactions in Sittingbourne during 2022 with an average sale price of £376,765. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Sittingbourne find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Sittingbourne, either leave your details on our contact page and we will get straight back...

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0141 280 3366

Sittingbourne Quick Facts

Based on 858 registered sales in 2022, the median house price in Sittingbourne is £300,000 and the average price is £330,879.

In Sittingbourne the median house price of £300,000 during 2022 is a 11.11% increase on the 2021 median price of £270,000. The 2022 median price is a 76.47% increase on the median price 10 years ago in 2013 of £170,000.

In Sittingbourne during 2022 there have been 858 sales, including 281 terraced houses, 204 detached houses, 238 semi detached houses, 115 flats/maisonettes and 20 other properties.

Sittingbourne Previous Month Prices

Average monthly housing prices in Sittingbourne over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 10 £384,200 14.6% £316,000 3.6%
Oct 2022 52 £335,314 1.1% £305,000 -0.8%
Sept 2022 68 £331,512 -2.2% £307,500 -3.9%
Aug 2022 97 £338,797 11.6% £320,000 9.4%
Jul 2022 96 £303,600 -12.2% £292,500 0.9%
Jun 2022 91 £345,743 3.7% £290,000 -5.7%
May 2022 82 £333,381 -2.3% £307,498 -2.4%
Apr 2022 92 £341,257 -4.1% £315,000 3.3%
Mar 2022 91 £355,961 12.8% £305,000 7%
Feb 2022 73 £315,671 5.2% £285,000 6.9%
Jan 2022 86 £300,165 -8.5% £266,500 -9.7%
Dec 2021 95 £327,918 -4.9% £295,000 3.5%
Nov 2021 93 £344,673 23.2% £285,000 9.6%

Sample Sales Average Change Median Change
Nov 2022 4 £628,750 13.1% £567,500 20.7%
Oct 2022 9 £556,111 19.2% £470,000 16%
Sept 2022 20 £466,688 -6.5% £405,000 -17.3%
Aug 2022 21 £499,171 10.2% £490,000 10.1%
Jul 2022 21 £453,071 -18.1% £445,000 -5.3%
Jun 2022 26 £553,019 12.8% £470,000 4.4%
May 2022 23 £490,326 -0.6% £450,000 0.6%
Apr 2022 25 £493,480 -14.1% £447,500 -6.8%
Mar 2022 23 £574,347 20.9% £480,000 12.3%
Feb 2022 22 £475,204 -21.1% £427,500 -10.5%
Jan 2022 10 £602,600 25.1% £477,500 9.1%
Dec 2021 22 £481,681 -13.5% £437,495 -10.7%
Nov 2021 21 £556,833 14.2% £490,000 6.5%

Sample Sales Average Change Median Change
Nov 2022 2 £305,000 -6.2% £305,000 -4.7%
Oct 2022 17 £325,094 4.9% £320,000 0%
Sept 2022 17 £309,824 -12.4% £320,000 -2.4%
Aug 2022 33 £353,758 6.4% £328,000 2.3%
Jul 2022 30 £332,600 -0.8% £320,500 -2.6%
Jun 2022 18 £335,278 1.9% £329,000 -1.8%
May 2022 17 £328,882 -2.3% £335,000 3.9%
Apr 2022 32 £336,740 2.2% £322,500 0%
Mar 2022 28 £329,429 7.3% £322,500 7.5%
Feb 2022 18 £306,944 -2.5% £300,000 0.5%
Jan 2022 26 £314,904 -8.5% £298,500 -2.1%
Dec 2021 27 £344,089 -9.7% £305,000 -6.2%
Nov 2021 25 £381,080 41.1% £325,000 17.6%

Sample Sales Average Change Median Change
Nov 2022 3 £212,333 -26.1% £225,000 -20%
Oct 2022 21 £287,321 0.5% £281,250 2.3%
Sept 2022 23 £285,830 2.3% £275,000 2.6%
Aug 2022 30 £279,525 0.8% £268,000 -0.7%
Jul 2022 23 £277,220 7.8% £270,000 5.9%
Jun 2022 34 £257,121 -5% £255,000 -1.9%
May 2022 32 £270,737 4.2% £260,000 3.6%
Apr 2022 28 £259,732 -3.9% £251,000 2.4%
Mar 2022 33 £270,373 9.1% £245,000 2.1%
Feb 2022 21 £247,857 -3.6% £240,000 -2%
Jan 2022 33 £257,076 3% £245,000 -0.4%
Dec 2021 39 £249,667 -1.9% £246,000 2.1%
Nov 2021 34 £254,564 3.5% £241,000 -3.6%

Sample Sales Average Change Median Change
Nov 2022 1 £80,000 -54.1% £80,000 -58.1%
Oct 2022 5 £174,200 1.9% £191,000 6.1%
Sept 2022 8 £171,000 -4.2% £180,000 0%
Aug 2022 13 £178,538 19.9% £180,000 37.9%
Jul 2022 22 £148,956 -16.1% £130,503 -25.4%
Jun 2022 13 £177,462 -1.7% £175,000 2.9%
May 2022 10 £180,520 25.1% £170,000 3%
Apr 2022 7 £144,357 -2.5% £165,000 3.1%
Mar 2022 7 £148,017 -4.5% £160,000 10.3%
Feb 2022 12 £154,958 -15.5% £145,000 -17.1%
Jan 2022 17 £183,365 -16% £175,000 -9.8%
Dec 2021 7 £218,257 30.2% £194,000 15%
Nov 2021 13 £167,610 15.8% £168,750 13.3%

Sittingbourne House Price Information

For more information on house prices in Sittingbourne, go to our dedicated Sittingbourne house price page for charts and postcode sector comparisons.

Sittingbourne House Price Data

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Sittingbourne Yearly Price Changes

Year on year percentage changes in Sittingbourne.

Sittingbourne 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.