Commercial Mortgages in Southampton

If you are looking for independent broker advice to arrange a commercial mortgage in Southampton then we can help.

Southampton Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 8,488 property transactions in Southampton during 2022 with an average sale price of £372,049. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in Southampton or elsewhere, leave your details on our contact page and we will get straight back...

Get In Touch, Take The Next Step

...or call our trained commercial team on...

0141 280 3366

Southampton Quick Facts

Based on 4,617 registered sales in 2022, the median house price in Southampton is £290,000 and the average price is £332,399.

In Southampton the median house price of £290,000 during 2022 is a 5.45% increase on the 2021 median price of £275,000. The 2022 median price is a 56.76% increase on the median price 10 years ago in 2013 of £185,000.

In Southampton during 2022 there have been 4,617 sales, including 1,044 terraced houses, 1,158 detached houses, 1,102 semi detached houses, 1,178 flats/maisonettes and 135 other properties.

Southampton Previous Month Prices

Average monthly housing prices in Southampton over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 54 £287,387 -19.8% £277,500 -13.3%
Oct 2022 301 £358,451 2.4% £320,000 4.5%
Sept 2022 408 £349,975 1.1% £306,250 1.5%
Aug 2022 492 £346,142 0.6% £301,750 0.6%
Jul 2022 491 £343,981 3.7% £300,000 0%
Jun 2022 415 £331,659 7% £300,000 9.1%
May 2022 463 £309,941 -3.9% £275,000 -1.8%
Apr 2022 436 £322,434 0.5% £280,000 0%
Mar 2022 519 £320,727 1% £280,000 1.2%
Feb 2022 458 £317,577 -6.3% £276,750 -4.6%
Jan 2022 445 £338,843 8% £290,000 3.6%
Dec 2021 558 £313,786 -0.5% £279,975 3.7%
Nov 2021 496 £315,396 3.2% £270,000 8%

Sample Sales Average Change Median Change
Nov 2022 9 £422,822 -22.6% £454,000 -12.1%
Oct 2022 84 £546,421 -0.1% £516,750 13.4%
Sept 2022 116 £546,721 0% £455,500 -7%
Aug 2022 131 £546,475 0.7% £490,000 -1%
Jul 2022 121 £542,793 9.4% £495,000 8.8%
Jun 2022 125 £496,091 0.3% £455,000 1.1%
May 2022 111 £494,531 -6.1% £450,000 -2.7%
Apr 2022 110 £526,578 0.3% £462,500 0.5%
Mar 2022 128 £525,086 -2.1% £460,000 -5.2%
Feb 2022 110 £536,355 -6.9% £485,000 3.2%
Jan 2022 113 £575,915 18.9% £470,000 -1.6%
Dec 2021 136 £484,343 -3.5% £477,500 6.1%
Nov 2021 135 £501,929 -4.3% £450,000 8.4%

Sample Sales Average Change Median Change
Nov 2022 14 £341,714 -0.5% £330,000 -0.2%
Oct 2022 80 £343,374 0.2% £330,500 0.5%
Sept 2022 103 £342,859 3.7% £328,780 4.4%
Aug 2022 125 £330,503 -6.7% £315,000 -4.5%
Jul 2022 133 £354,280 5.8% £330,000 2.5%
Jun 2022 87 £334,802 5.2% £322,000 3.9%
May 2022 110 £318,356 -4.4% £310,000 -3.1%
Apr 2022 101 £332,897 3.2% £320,000 3.9%
Mar 2022 120 £322,719 1.7% £307,975 1%
Feb 2022 118 £317,422 -1.8% £305,000 -3.8%
Jan 2022 111 £323,368 -7.4% £317,000 -3.2%
Dec 2021 119 £349,137 9% £327,500 7.6%
Nov 2021 108 £320,342 6.1% £304,500 10.1%

Sample Sales Average Change Median Change
Nov 2022 18 £259,889 -14.6% £260,000 -8.4%
Oct 2022 72 £304,226 6.3% £283,750 7.1%
Sept 2022 85 £286,287 -2.5% £265,000 -3.6%
Aug 2022 121 £293,762 2.8% £275,000 3.8%
Jul 2022 119 £285,712 0.7% £265,000 -1.9%
Jun 2022 99 £283,597 2.4% £270,000 6.7%
May 2022 101 £277,049 3.8% £253,000 -0.8%
Apr 2022 101 £266,915 -0.4% £255,000 -1.2%
Mar 2022 130 £267,944 1.7% £258,000 0.4%
Feb 2022 95 £263,426 -4.7% £257,000 -4.8%
Jan 2022 103 £276,477 2.8% £270,000 5.4%
Dec 2021 146 £269,001 0.3% £256,125 2.5%
Nov 2021 108 £268,319 2.2% £250,000 0%

Sample Sales Average Change Median Change
Nov 2022 13 £173,192 -10.8% £152,500 -17.6%
Oct 2022 65 £194,155 2.4% £185,000 3.4%
Sept 2022 104 £189,627 -0.2% £179,000 2.3%
Aug 2022 115 £190,049 1.5% £175,000 2.9%
Jul 2022 118 £187,271 5.7% £170,000 6.2%
Jun 2022 104 £177,148 -2.5% £160,000 -5.9%
May 2022 141 £181,621 2% £170,000 0.6%
Apr 2022 124 £178,036 -2.3% £169,000 2.4%
Mar 2022 141 £182,181 2.6% £165,000 -2.9%
Feb 2022 135 £177,556 -1.8% £170,000 5.8%
Jan 2022 118 £180,812 -0% £160,750 -5.4%
Dec 2021 157 £180,896 4.5% £170,000 4.6%
Nov 2021 145 £173,107 2% £162,500 -1.5%

Southampton House Price Information

For more information on house prices in Southampton, go to our dedicated Southampton house price page for charts and postcode sector comparisons.

Southampton House Price Data

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Southampton Yearly Price Changes

Year on year percentage changes in Southampton.

Southampton 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.