Secured Loans in Wadebridge

If you are looking for independent broker advice to arrange a secured loan in Wadebridge then we can help.

Wadebridge Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 385 property transactions in Wadebridge during 2022 with an average sale price of £695,929. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Wadebridge find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Wadebridge, either leave your details on our contact page and we will get straight back...

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0141 280 3366

Wadebridge Quick Facts

Based on 186 registered sales in 2022, the median house price in Wadebridge is £343,000 and the average price is £573,761.

In Wadebridge the median house price of £343,000 during 2022 is a 5.54% increase on the 2021 median price of £325,000. The 2022 median price is a 33.72% increase on the median price 10 years ago in 2013 of £256,500.

In Wadebridge during 2022 there have been 186 sales, including 43 terraced houses, 68 detached houses, 35 semi detached houses, 23 flats/maisonettes and 17 other properties.

Wadebridge Previous Month Prices

Average monthly housing prices in Wadebridge over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 4 £407,625 -64.3% £441,000 29.7%
Oct 2022 12 £1,142,658 62.1% £339,975 -6.9%
Sept 2022 25 £704,872 76.7% £365,000 11.8%
Aug 2022 18 £398,831 29.7% £326,500 16.6%
Jul 2022 8 £307,438 -30.2% £280,000 -17%
Jun 2022 13 £440,577 -28.2% £337,500 -35.1%
May 2022 25 £613,924 33.6% £520,000 84.7%
Apr 2022 16 £459,531 -2.4% £281,500 -21.3%
Mar 2022 22 £470,884 33.3% £357,500 34.9%
Feb 2022 12 £353,283 -56.4% £265,000 -48%
Jan 2022 14 £809,714 90.2% £510,000 85.5%
Dec 2021 22 £425,641 -21.5% £275,000 -14.1%
Nov 2021 15 £542,367 -2.2% £320,000 -32.4%

Sample Sales Average Change Median Change
Nov 2022 2 £598,750 -70.7% £598,750 -17.1%
Oct 2022 6 £2,041,658 90% £722,500 7.8%
Sept 2022 12 £1,074,454 148.9% £670,000 74%
Aug 2022 5 £431,600 -2.4% £385,000 -12.9%
Jul 2022 2 £442,250 -23.5% £442,250 -7.9%
Jun 2022 8 £578,438 -31.8% £480,000 -22.3%
May 2022 12 £847,708 -9.1% £617,500 -7.1%
Apr 2022 5 £933,000 43.6% £665,000 41.5%
Mar 2022 7 £649,714 6.8% £470,000 -6%
Feb 2022 3 £608,333 -56.6% £500,000 -42.2%
Jan 2022 6 £1,402,917 60.9% £865,000 92.2%
Dec 2021 7 £872,143 -22.6% £450,000 -52.6%
Nov 2021 5 £1,126,400 45% £950,000 40%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 2 £318,500 -17.3% £318,500 -11.5%
Sept 2022 5 £385,300 36.1% £360,000 25.4%
Aug 2022 3 £283,167 6.2% £287,000 10.4%
Jul 2022 3 £266,667 0% £260,000 0%
Jun 2022 0 £0 0% £0 0%
May 2022 5 £508,270 139.2% £525,000 147.1%
Apr 2022 2 £212,500 -46.4% £212,500 -25.4%
Mar 2022 7 £396,428 47.2% £285,000 14.7%
Feb 2022 4 £269,250 -27.8% £248,500 -17.8%
Jan 2022 4 £373,000 12.9% £302,250 -7.3%
Dec 2021 3 £330,333 -1.4% £326,000 -2.7%
Nov 2021 2 £335,000 -32.3% £335,000 -32.3%

Sample Sales Average Change Median Change
Nov 2022 2 £216,500 -10.7% £216,500 -10.7%
Oct 2022 2 £242,500 -30.1% £242,500 -14.9%
Sept 2022 7 £346,693 -27.7% £285,000 -5%
Aug 2022 5 £479,490 19.9% £300,000 -25%
Jul 2022 1 £400,000 65.5% £400,000 73.9%
Jun 2022 3 £241,667 -12.1% £230,000 -9.8%
May 2022 7 £274,893 9.5% £255,000 -1%
Apr 2022 6 £251,083 -47.6% £257,500 -55.2%
Mar 2022 5 £479,090 132.8% £575,000 155.6%
Feb 2022 3 £205,800 -47% £225,000 -42.1%
Jan 2022 2 £388,500 27.7% £388,500 29.1%
Dec 2021 4 £304,250 29.6% £301,000 8.3%
Nov 2021 5 £234,700 12.3% £278,000 33%

Sample Sales Average Change Median Change
Nov 2022 0 £0 0% £0 0%
Oct 2022 2 £169,975 -54.7% £169,975 -54.7%
Sept 2022 1 £375,000 5.7% £375,000 92.3%
Aug 2022 5 £354,800 89.2% £195,000 4%
Jul 2022 2 £187,500 0% £187,500 0%
Jun 2022 2 £187,500 -73.6% £187,500 -73.6%
May 2022 1 £710,000 181.7% £710,000 144.8%
Apr 2022 3 £252,000 17.9% £290,000 108.6%
Mar 2022 3 £213,667 -40.6% £139,000 -61.4%
Feb 2022 2 £360,000 10.9% £360,000 10.9%
Jan 2022 2 £324,750 147.2% £324,750 182.4%
Dec 2021 8 £131,388 -40.3% £115,000 -17.9%
Nov 2021 3 £220,000 66% £140,000 5.7%

Wadebridge House Price Information

For more information on house prices in Wadebridge, go to our dedicated Wadebridge house price page for charts and postcode sector comparisons.

Wadebridge House Price Data

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Wadebridge Yearly Price Changes

Year on year percentage changes in Wadebridge.

Wadebridge 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.