Secured Loans in Walton-on-thames

If you are looking for independent broker advice to arrange a secured loan in Walton-on-thames then we can help.

Walton-on-thames Secured Loans Explained

A secured loan, also known as a second mortgage or homeowner loan, is a type of loan where the borrower uses their home as collateral. This means that the lender has a "second charge" on the property, behind the primary mortgage, in the event that the borrower is unable to repay the loan. Because the loan is secured against the property, interest rates on these loans tend to be lower than those on unsecured loans. This makes them a popular option for homeowners looking to borrow money at a lower cost.

Secured lending can be used for a variety of purposes, one of which is debt consolidation. Debt consolidation is the process of combining multiple high-interest debts, such as credit card balances or personal loans, into one single loan with a lower interest rate. By consolidating their debts into a single secured loan, homeowners can save money on interest and simplify their monthly payments.

Keep in mind, however, that when taking a secured loan, a homeowner is putting their property at risk in case of non-repayment. It is important to consider all options and seek professional advice before making any decision.

Did you know there were 963 property transactions in Walton-on-thames during 2022 with an average sale price of £871,163. Read More >

Secured Loan Uses

Secured Loans can be used for any purpose from home improvements to funding for business purposes. With lower interest rates than credit cards and unsecured loans they are often used for debt consolidation.

Applying for a Secured Loan

Secured loans often can be arranged without any impact on the first charge mortgage, ideal if you are happy with your current arrangement.

Whole of Market

As a broker we help our clients in Walton-on-thames find the most appropriate deal from the market no matter the circumstance.

Key Points

  • Borrow from £10,000
  • Quote in under 24 hours
  • Money as quick as 10 days

Get Expert Advice

If you are looking to get a quick decision on a secured loan in Walton-on-thames, either leave your details on our contact page and we will get straight back...

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0141 280 3366

Walton-on-thames Quick Facts

Based on 521 registered sales in 2022, the median house price in Walton-on-thames is £560,000 and the average price is £700,580.

In Walton-on-thames the median house price of £560,000 during 2022 is a 9.8% increase on the 2021 median price of £510,000. The 2022 median price is a 67.16% increase on the median price 10 years ago in 2013 of £335,000.

In Walton-on-thames during 2022 there have been 521 sales, including 109 terraced houses, 105 detached houses, 170 semi detached houses, 121 flats/maisonettes and 16 other properties.

Walton-on-thames Previous Month Prices

Average monthly housing prices in Walton-on-thames over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 12 £784,667 -9.2% £619,000 -1%
Oct 2022 47 £864,186 25.5% £625,000 9.6%
Sept 2022 62 £688,332 -5.8% £570,000 -5%
Aug 2022 61 £730,602 -12.4% £600,000 1.4%
Jul 2022 49 £834,169 53.9% £592,000 18.4%
Jun 2022 47 £542,086 -30.8% £500,000 -20%
May 2022 51 £783,082 20.2% £625,000 8.7%
Apr 2022 47 £651,708 -11.9% £575,000 9.3%
Mar 2022 43 £739,685 30.6% £526,000 -0.8%
Feb 2022 47 £566,567 4.4% £530,000 2.9%
Jan 2022 39 £542,611 -7% £515,000 -2.4%
Dec 2021 34 £583,222 -9.7% £527,500 16.6%
Nov 2021 55 £645,595 -39.9% £452,500 -8.6%

Sample Sales Average Change Median Change
Nov 2022 4 £1,223,250 -30.4% £1,175,000 39%
Oct 2022 12 £1,757,521 21.6% £845,125 -20.6%
Sept 2022 11 £1,445,150 -14.7% £1,065,000 -26.2%
Aug 2022 10 £1,694,250 17% £1,442,500 13.1%
Jul 2022 16 £1,448,125 57.8% £1,275,000 73.9%
Jun 2022 8 £917,688 -32.5% £733,250 -19.9%
May 2022 14 £1,359,071 17.7% £915,000 18.1%
Apr 2022 11 £1,154,987 -48.2% £775,000 -41.5%
Mar 2022 6 £2,230,008 129.4% £1,325,000 71%
Feb 2022 5 £972,000 9% £775,000 -4%
Jan 2022 8 £891,438 -8.9% £807,500 29.2%
Dec 2021 7 £978,107 -25.6% £625,000 -50%
Nov 2021 13 £1,314,150 -46.4% £1,250,000 -44.1%

Sample Sales Average Change Median Change
Nov 2022 2 £765,000 6% £765,000 6.2%
Oct 2022 17 £721,441 8.8% £720,000 13%
Sept 2022 20 £663,072 -3.9% £637,000 2.7%
Aug 2022 26 £690,111 6.3% £620,000 6%
Jul 2022 17 £649,259 8.6% £585,000 -3.9%
Jun 2022 16 £597,588 -15.8% £609,000 -10.4%
May 2022 14 £709,321 15.1% £680,000 12.4%
Apr 2022 15 £616,433 -3.1% £605,000 -4.7%
Mar 2022 16 £636,219 1.7% £635,000 0.6%
Feb 2022 20 £625,734 -6% £631,000 -9.9%
Jan 2022 7 £665,350 10.6% £700,000 15.7%
Dec 2021 10 £601,750 -13% £605,000 -10.4%
Nov 2021 10 £691,275 27.5% £675,125 23.3%

Sample Sales Average Change Median Change
Nov 2022 5 £537,600 -10.8% £493,000 -17.8%
Oct 2022 5 £602,500 15.6% £600,000 9.6%
Sept 2022 20 £521,098 -4.7% £547,500 6.8%
Aug 2022 8 £546,625 3% £512,750 4.1%
Jul 2022 8 £530,806 19% £492,500 10.7%
Jun 2022 13 £446,077 -11.2% £445,000 -11.9%
May 2022 12 £502,542 -9.5% £505,000 8.6%
Apr 2022 7 £555,000 -8.6% £465,000 -22.5%
Mar 2022 7 £607,493 20.9% £600,000 27.4%
Feb 2022 13 £502,385 7.6% £471,000 -11.1%
Jan 2022 11 £467,036 -12.8% £530,000 17.3%
Dec 2021 9 £535,778 16.3% £452,000 8.5%
Nov 2021 14 £460,750 -1.5% £416,500 -11.6%

Sample Sales Average Change Median Change
Nov 2022 1 £305,000 -6.7% £305,000 -6.2%
Oct 2022 13 £326,885 16.1% £325,000 26%
Sept 2022 11 £281,500 -9.8% £258,000 -17.4%
Aug 2022 17 £312,256 3.2% £312,500 3.2%
Jul 2022 8 £302,556 9% £302,750 14.9%
Jun 2022 10 £277,615 -38.3% £263,500 -9.5%
May 2022 11 £449,927 31.4% £291,000 -8.4%
Apr 2022 14 £342,421 20% £317,850 17.2%
Mar 2022 14 £285,318 -5.7% £271,250 -3.1%
Feb 2022 9 £302,556 -7.1% £280,000 -3.8%
Jan 2022 13 £325,807 21.6% £290,995 10.2%
Dec 2021 8 £267,912 -4.7% £264,125 -11.2%
Nov 2021 18 £281,139 11.4% £297,500 7.8%

Walton-on-thames House Price Information

For more information on house prices in Walton-on-thames, go to our dedicated Walton-on-thames house price page for charts and postcode sector comparisons.

Walton-on-thames House Price Data

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Walton-on-thames Yearly Price Changes

Year on year percentage changes in Walton-on-thames.

Walton-on-thames 2022 Price Distribution

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Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.