Commercial Mortgages in York

If you are looking for independent broker advice to arrange a commercial mortgage in York then we can help.

York Commercial Mortgages Explained

A commercial mortgage is a type of loan used to purchase or refinance commercial property, such as an office building, shopping centre, or apartment complex. These loans are typically taken on the property being purchased, and are used by businesses and investors to finance the acquisition or improvement of commercial real estate.

Commercial mortgages typically have a longer term and a higher interest rate than residential mortgages. They also require a larger down payment and more documentation. Because of this, it is best to consult with a professional to determine if a commercial mortgage is the best option for your needs.

Did you know there were 6,689 property transactions in York during 2022 with an average sale price of £367,318. Read More >

Typical Uses

Securing office space, care homes, vehicles, machineries, and equipment. Finance for dental practices, GP surgeries and pharmacies. Agricultural Finance for farms and estates.

Access the Best Rates

We can find companies the best rates for commercial mortgages by accessing deals that you can't find on the high street. Different lenders specialise in lending to different sorts of businesses, so it's important to have the proper people on your side.

Offering the Right Advice

Our advisors are experienced, friendly and hold the relevant industry certifications to advise on the right deal for your business. We'll work quickly to provide the loan you need within your completion deadline.

Key Points

  • Up to 100% loan-to-value (with additional security)
  • Business start-ups considered
  • No minimum income or maximum age requirements
  • No lender fees on selected products

Get Expert Advice

If you need to talk to a commercial mortgage broker for a property in York or elsewhere, leave your details on our contact page and we will get straight back...

Get In Touch, Take The Next Step

...or call our trained commercial team on...

0141 280 3366

York Quick Facts

Based on 3,290 registered sales in 2022, the median house price in York is £292,500 and the average price is £341,111.

In York the median house price of £292,500 during 2022 is a 4.46% increase on the 2021 median price of £280,000. The 2022 median price is a 54.28% increase on the median price 10 years ago in 2013 of £189,590.

In York during 2022 there have been 3,290 sales, including 898 terraced houses, 882 detached houses, 962 semi detached houses, 427 flats/maisonettes and 121 other properties.

York Previous Month Prices

Average monthly housing prices in York over the past year. The most recent months may not presently include all recorded sales.

Sample Sales Average Change Median Change
Nov 2022 55 £390,923 8.9% £310,000 3.3%
Oct 2022 198 £358,937 -1.8% £299,975 -4.8%
Sept 2022 311 £365,664 2.5% £315,000 3.3%
Aug 2022 380 £356,591 -0.8% £305,000 3.4%
Jul 2022 305 £359,644 4.3% £295,000 -1.7%
Jun 2022 336 £344,967 0.6% £300,000 3.4%
May 2022 303 £342,828 8.4% £290,000 9.4%
Apr 2022 325 £316,167 -4.9% £265,000 -7%
Mar 2022 330 £332,344 6.1% £285,000 3.6%
Feb 2022 322 £313,305 -1.2% £275,100 -1.8%
Jan 2022 304 £317,086 -5.5% £280,000 -3.9%
Dec 2021 402 £335,459 2.9% £291,498 6%
Nov 2021 359 £326,136 -1.3% £275,000 10%

Sample Sales Average Change Median Change
Nov 2022 15 £548,597 0.5% £485,000 16.9%
Oct 2022 51 £546,116 7.1% £415,000 -2.4%
Sept 2022 93 £510,039 7.9% £425,000 -0.6%
Aug 2022 116 £472,721 -11.8% £427,500 -5%
Jul 2022 75 £535,936 16.1% £450,000 15.8%
Jun 2022 98 £461,738 -3.8% £388,500 -7.3%
May 2022 86 £480,120 -1.4% £419,000 1.3%
Apr 2022 74 £486,850 4.7% £413,750 3.4%
Mar 2022 105 £464,847 7.2% £400,000 2%
Feb 2022 82 £433,567 -0.6% £392,250 -1.9%
Jan 2022 87 £436,162 -5.9% £400,000 0%
Dec 2021 131 £463,747 1.6% £399,995 -0%
Nov 2021 89 £456,231 -3.1% £400,000 5.3%

Sample Sales Average Change Median Change
Nov 2022 23 £344,220 9.4% £297,500 -0.2%
Oct 2022 63 £314,738 -0.8% £297,950 6.4%
Sept 2022 89 £317,122 -6.1% £280,000 -1.4%
Aug 2022 120 £337,656 10.2% £284,025 4.4%
Jul 2022 101 £306,415 -8.8% £272,000 -11%
Jun 2022 98 £336,154 13% £305,501 9.1%
May 2022 80 £297,449 3.2% £280,000 5.1%
Apr 2022 109 £288,163 2.8% £266,500 0.6%
Mar 2022 93 £280,398 1.6% £265,000 1.9%
Feb 2022 102 £275,992 -4.9% £260,000 -1.9%
Jan 2022 84 £290,148 3% £265,000 1.9%
Dec 2021 126 £281,670 -2.8% £259,998 -3.7%
Nov 2021 114 £289,696 0.1% £270,000 7.6%

Sample Sales Average Change Median Change
Nov 2022 15 £330,650 13.4% £242,000 -8.7%
Oct 2022 59 £291,632 -10.8% £265,000 -4.1%
Sept 2022 94 £327,021 6.7% £276,250 2.7%
Aug 2022 94 £306,528 -7.7% £269,000 -3.1%
Jul 2022 97 £332,132 11.7% £277,500 5.6%
Jun 2022 91 £297,309 2.4% £262,750 7.2%
May 2022 97 £290,458 7.7% £245,000 2.1%
Apr 2022 92 £269,604 -5.9% £240,000 -4%
Mar 2022 80 £286,388 -3.4% £250,000 -2.5%
Feb 2022 90 £296,476 4.2% £256,300 6.8%
Jan 2022 89 £284,544 -2.7% £240,000 -4%
Dec 2021 96 £292,562 -4.4% £250,000 4.2%
Nov 2021 96 £305,980 -5% £240,000 4.3%

Sample Sales Average Change Median Change
Nov 2022 2 £197,500 -20.1% £197,500 5.3%
Oct 2022 25 £247,309 18.2% £187,500 4.2%
Sept 2022 35 £209,261 -7.7% £180,000 -4.6%
Aug 2022 50 £226,733 14.6% £188,750 11%
Jul 2022 32 £197,859 -9.1% £170,000 -15%
Jun 2022 49 £217,558 -18% £200,000 -4.1%
May 2022 40 £265,401 26.2% £208,500 13%
Apr 2022 50 £210,278 -7.9% £184,500 4.5%
Mar 2022 52 £228,392 4.4% £176,500 -5.1%
Feb 2022 48 £218,703 10% £186,000 10.3%
Jan 2022 44 £198,890 -7.4% £168,656 2.2%
Dec 2021 49 £214,841 -8.4% £165,000 -15.7%
Nov 2021 60 £234,646 21.1% £195,750 17.6%

York House Price Information

For more information on house prices in York, go to our dedicated York house price page for charts and postcode sector comparisons.

York House Price Data

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York Yearly Price Changes

Year on year percentage changes in York.

York 2022 Price Distribution

Our Data

Contains HM Land Registry data © Crown copyright and database right 2023. This data is licensed under the Open Government Licence v3.0.